COMMITMENTS (Tables)

12 Months Ended

Dec. 31, 2015

COMMITMENTS

Schedule of financial instruments whose contract amount represents credit risk

	2015				2014
	Fixed		Variable		Fixed		Variable
	Rate		Rate		Rate		Rate
Commitments to extend credit and unused lines of credit	$	42,754	$	658,291	$	33,721	$	581,843
Commercial letters of credit		—		5,739		—		13,286