FEDERAL HOME LOAN BANK ADVANCES (Tables)

12 Months Ended

Dec. 31, 2015

FEDERAL HOME LOAN BANK ADVANCES

Schedule of Federal Home Loan Bank (FHLB) advances at year end

	2015		2014
Maturities from June 2016 through September 2025, primarily fixed rates from 0.58% to 4.80%, averaging 1.53%	$	269,488
Maturities from June 2015 through May 2022, primarily fixed rates from 0.43% to 4.76%, averaging 1.90%			$	214,413
	$	269,488	$	214,413

Schedule of required payments over the next five years

2016	$	85,066
2017		20,034
2018		45,020
2019		60,014
2020		35,010
Thereafter		25,009
	$	270,153
Restructuring prepayment penalty		(665)
	$	269,488