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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest income      
Loans, including fees $ 87,002,000 $ 78,770,000 $ 77,095,000
Securities      
Taxable 12,004,000 12,366,000 11,873,000
Tax exempt 11,970,000 11,862,000 12,247,000
Other interest income 134,000 97,000 64,000
Total interest income 111,110,000 103,095,000 101,279,000
Interest expense      
Deposits 3,678,000 3,678,000 4,927,000
Federal Home Loan Bank advances 3,387,000 3,572,000 3,307,000
Subordinated debentures 1,264,000 1,286,000 1,675,000
Other borrowings 56,000 71,000 70,000
Total interest expense 8,385,000 8,607,000 9,979,000
Net interest income 102,725,000 94,488,000 91,300,000
Provision for loan losses 1,625,000 1,500,000 4,534,000
Net interest income after provision for loan losses 101,100,000 92,988,000 86,766,000
Non-interest income      
Service charges on deposit accounts 22,039,000 20,698,000 20,427,000
Interchange income 9,239,000 7,590,000 7,056,000
Mortgage banking 8,355,000 6,754,000 6,799,000
Trust and investment product fees 4,947,000 4,712,000 4,756,000
Increase in cash surrender value of life insurance 1,236,000 1,298,000 1,378,000
Net realized gains/(losses) on securities (includes $386, $24, and $835 accumulated other comprehensive income (AOCI) reclassifications for realized net gains on available for sale securities) 386,000 24,000 835,000
Gain (Loss) on sale and write-down of OREO 68,000 (153,000) (539,000)
Other income 4,002,000 2,084,000 2,417,000
Total non-interest income 50,272,000 43,007,000 43,129,000
Non-interest expense      
Salaries and employee benefits 57,741,000 54,132,000 52,165,000
Net occupancy 8,326,000 7,628,000 7,139,000
Equipment 11,360,000 10,337,000 9,931,000
Intangibles amortization 1,640,000 1,690,000 1,868,000
Telecommunications 1,775,000 1,747,000 1,796,000
Stationery printing and supplies 1,162,000 1,174,000 1,190,000
FDIC assessment 1,655,000 1,620,000 1,711,000
Marketing 3,193,000 3,187,000 3,660,000
Collection expense 1,173,000 1,330,000 3,300,000
Prepayment penalty on FHLB advance 2,364,000   2,239,000
Acquisition related costs 731,000 3,119,000  
Consultant expense 1,106,000 1,400,000 1,582,000
Interchange expense 2,619,000 2,287,000 1,918,000
Other expenses 10,752,000 9,569,000 9,732,000
Total non-interest expense 105,597,000 99,220,000 98,231,000
Income before income tax 45,775,000 36,775,000 31,664,000
Income tax expense (includes $135, $8, and $284 income tax expense from AOCI reclassification items) 10,233,000 7,779,000 5,319,000
Net income 35,542,000 28,996,000 26,345,000
Preferred dividends and discount accretion     (504,000)
Redemption of preferred stock 0   (148,000)
Net income attributable to common shareholders $ 35,542,000 $ 28,996,000 $ 25,693,000
Net income per common share:      
Basic $ 1.64 $ 1.40 $ 1.26
Diluted $ 1.62 $ 1.39 $ 1.26