REGULATORY CAPITAL (Tables)

9 Months Ended

Sep. 30, 2015

REGULATORY CAPITAL

Schedule of actual and required capital amounts and ratios

					Required for
	Actual				Adequate Capital				To Be Well Capitalized
September 30, 2015	Amount		Ratio		Amount		Ratio		Amount		Ratio
MainSource Financial Group
Total capital (to risk-weighted assets)	$	344,309	15.6	%	$	176,782	8.0	%	N/A		N/A
Tier 1 capital (to risk-weighted assets)	322,286		14.6		132,587		6.0		N/A		N/A
Common equity Tier 1 capital (to risk-weighted assets	281,286		12.7		99,440		4.5		N/A		N/A
Tier 1 capital (to average assets)	322,286		10.0		128,302		4.0		N/A		N/A
MainSource Bank
Total capital (to risk-weighted assets)	329,420		14.9	%	177,083		8.0	%	$	231,354	10.0	%
Tier 1 capital (to risk-weighted assets)	307,397		13.9		132,812		6.0		177,083		8.0
Common equity Tier 1 capital (to risk-weighted assets	307,397		13.9		99,609		4.5		143,880		6.5
Tier 1 capital (to average assets)	307,397		9.7		127,153		4.0		158,942		5.0

					Required for				To Comply with
	Actual				Adequate Capital				Regulatory Agreement
December 31, 2014	Amount		Ratio		Amount		Ratio		Amount		Ratio
MainSource Financial Group
Total capital (to risk-weighted assets)	$	332,726	16.0	%	$	165,975	8.0	%	N/A		N/A
Tier 1 capital (to risk-weighted assets)	309,476		14.9		82,988		4.0		N/A		N/A
Tier 1 capital (to average assets)	309,476		10.2		121,014		4.0		N/A		N/A
MainSource Bank
Total capital (to risk-weighted assets)	321,005		15.6	%	164,648		8.0	%	$	205,810	10.0	%
Tier 1 capital (to risk-weighted assets)	297,755		14.5		82,324		4.0		123,486		6.0
Tier 1 capital (to average assets)	297,755		9.9		119,880		4.0		149,850		5.0