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REGULATORY CAPITAL (Tables)
6 Months Ended
Jun. 30, 2015
REGULATORY CAPITAL  
Schedule of actual and required capital amounts and ratios

 

 

 

 

 

 

 

Required for

 

 

 

 

 

 

 

Actual

 

Adequate Capital

 

To Be Well Capitalized

 

June 30, 2015

 

Amount

 

Ratio

 

Amount

 

Ratio

 

Amount

 

Ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

MainSource Financial Group

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

$

341,687 

 

15.8 

%

$

173,374 

 

8.0 

%

N/A

 

N/A

 

Tier 1 capital (to risk-weighted assets)

 

319,441 

 

14.7 

 

130,030 

 

6.0 

 

N/A

 

N/A

 

Common equity Tier 1 capital (to risk-weighted assets

 

278,441 

 

12.8 

 

97,523 

 

4.5 

 

N/A

 

N/A

 

Tier 1 capital (to average assets)

 

319,441 

 

10.2 

 

125,009 

 

4.0 

 

N/A

 

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

MainSource Bank

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

331,826 

 

15.3 

%

173,675 

 

8.0 

%

$

217,093 

 

10.0 

%

Tier 1 capital (to risk-weighted assets)

 

309,353 

 

14.2 

 

130,256 

 

6.0 

 

173,675 

 

8.0 

 

Common equity Tier 1 capital (to risk-weighted assets

 

309,353 

 

14.2 

 

97,692 

 

4.5 

 

141,111 

 

6.5 

 

Tier 1 capital (to average assets)

 

309,353 

 

10.0 

 

123,860 

 

4.0 

 

154,825 

 

5.0 

 

 

 

 

 

 

 

 

Required for

 

To Comply with

 

 

 

Actual

 

Adequate Capital

 

Regulatory Agreement

 

December 31, 2014

 

Amount

 

Ratio

 

Amount

 

Ratio

 

Amount

 

Ratio

 

MainSource Financial Group

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

$

332,726 

 

16.0 

%

$

165,975 

 

8.0 

%

N/A

 

N/A

 

Tier 1 capital (to risk-weighted assets)

 

309,476 

 

14.9 

 

82,988 

 

4.0 

 

N/A

 

N/A

 

Tier 1 capital (to average assets)

 

309,476 

 

10.2 

 

121,014 

 

4.0 

 

N/A

 

N/A

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

MainSource Bank

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

321,005 

 

15.6 

%

164,648 

 

8.0 

%

$

205,810 

 

10.0 

%

Tier 1 capital (to risk-weighted assets)

 

297,755 

 

14.5 

 

82,324 

 

4.0 

 

123,486 

 

6.0 

 

Tier 1 capital (to average assets)

 

297,755 

 

9.9 

 

119,880 

 

4.0 

 

149,850 

 

5.0