REGULATORY CAPITAL (Tables)

3 Months Ended

Mar. 31, 2015

REGULATORY CAPITAL

Schedule of actual and required capital amounts and ratios

					Required for
	Actual				Adequate Capital				To Be Well Capitalized
March 31, 2015	Amount		Ratio		Amount		Ratio		Amount		Ratio
MainSource Financial Group
Total capital (to risk-weighted assets)	$	340,061	16.4	%	$	165,818	8.0	%	N/A		N/A
Tier 1 capital (to risk-weighted assets)	317,423		15.3		124,364		6.0		N/A		N/A
Common equity Tier 1 capital (to risk-weighted assets	276,423		13.3		93,273		4.5		N/A		N/A
Tier 1 capital (to average assets)	317,423		10.3		122,812		4.0		N/A		N/A
MainSource Bank
Total capital (to risk-weighted assets)	324,236		15.6	%	166,119		8.0	%	$	207,649	10.0	%
Tier 1 capital (to risk-weighted assets)	301,598		14.5		124,590		6.0		166,119		8.0
Common equity Tier 1 capital (to risk-weighted assets	301,598		14.5		93,442		4.5		134,972		6.5
Tier 1 capital (to average assets)	301,598		9.9		121,662		4.0		152,078		5.0

					Required for				To Comply with
	Actual				Adequate Capital				Regulatory Agreement
December 31, 2014	Amount		Ratio		Amount		Ratio		Amount		Ratio
MainSource Financial Group
Total capital (to risk-weighted assets)	$	332,726	16.0	%	$	165,975	8.0	%	N/A		N/A
Tier 1 capital (to risk-weighted assets)	309,476		14.9		82,988		4.0		N/A		N/A
Tier 1 capital (to average assets)	309,476		10.2		121,014		4.0		N/A		N/A
MainSource Bank
Total capital (to risk-weighted assets)	321,005		15.6	%	164,648		8.0	%	$	205,810	10.0	%
Tier 1 capital (to risk-weighted assets)	297,755		14.5		82,324		4.0		123,486		6.0
Tier 1 capital (to average assets)	297,755		9.9		119,880		4.0		149,850		5.0