REGULATORY CAPITAL (Tables)

9 Months Ended

Sep. 30, 2014

REGULATORY CAPITAL

Schedule of actual and required capital amounts and ratios

					Required for
	Actual				Adequate Capital				To Be Well Capitalized
September 30, 2014	Amount		Ratio		Amount		Ratio		Amount	Ratio
MainSource Financial Group
Total capital (to risk-weighted assets)	$	315,877	16.7	%	$	150,959	8.0	%	N/A	N/A
Tier 1 capital (to risk-weighted assets)	292,278		15.5		75,480		4.0		N/A	N/A
Tier 1 capital (to average assets)	292,278		10.5		111,444		4.0		N/A	N/A
MainSource Bank
Total capital (to risk-weighted assets)	296,075		15.8	%	149,956		8.0	%	187,445	10.0	%
Tier 1 capital (to risk-weighted assets)	272,633		14.5		74,978		4.0		112,467	6.0
Tier 1 capital (to average assets)	272,633		9.9		110,107		4.0		137,634	5.0

					Required for				To Comply with
	Actual				Adequate Capital				Regulatory Agreement
December 31, 2013	Amount		Ratio		Amount		Ratio		Amount	Ratio
MainSource Financial Group
Total capital (to risk-weighted assets)	$	302,181	16.7	%	$	145,150	8.0	%	N/A	N/A
Tier 1 capital (to risk-weighted assets)	279,440		15.4		72,575		4.0		N/A	N/A
Tier 1 capital (to average assets)	279,440		10.1		110,428		4.0		N/A	N/A
MainSource Bank
Total capital (to risk-weighted assets)	283,653		15.7	%	144,147		8.0	%	180,184	10.0	%
Tier 1 capital (to risk-weighted assets)	261,069		14.5		72,074		4.0		108,111	6.0
Tier 1 capital (to average assets)	261,069		9.6		109,090		4.0		136,363	5.0