XML 28 R31.htm IDEA: XBRL DOCUMENT v2.4.0.8
LOANS AND ALLOWANCE (Details 2) (USD $)
In Thousands, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
Dec. 31, 2013
Allowance for loan losses          
Balance at the beginning of the period $ 27,247 $ 31,728 $ 27,609 $ 32,227  
Provision charged to expense 750 1,000 1,500 2,734  
Losses charged off (5,512) (5,476) (7,552) (8,472)  
Recoveries 1,382 750 2,310 1,513  
Balance at the end of the period 23,867 28,002 23,867 28,002  
Allowance for loan losses          
Ending Balance individually evaluated for impairment 957   957   1,287
Ending Balance collectively evaluated for impairment 22,910   22,910   26,322
Total ending allowance balance 23,867 28,002 23,867 28,002  
Loans          
Ending Balance individually evaluated for impairment 39,782   39,782   33,122
Ending Balance collectively evaluated for impairment 1,661,016   1,661,016   1,638,804
Total ending loan balance excluding accrued interest 1,700,798   1,700,798   1,671,926
Accrued interest 4,982   4,982   5,043
Commercial
         
Allowance for loan losses          
Balance at the beginning of the period 3,009 4,279 3,291 3,894  
Provision charged to expense 149 (38) (14) 487  
Losses charged off (3) (696) (149) (967)  
Recoveries 46 90 73 221  
Balance at the end of the period 3,201 3,635 3,201 3,635  
Allowance for loan losses          
Ending Balance individually evaluated for impairment 130   130   13
Ending Balance collectively evaluated for impairment 3,071   3,071   3,278
Total ending allowance balance 3,201 3,635 3,201 3,635  
Loans          
Ending Balance individually evaluated for impairment 709   709   300
Ending Balance collectively evaluated for impairment 232,773   232,773   210,401
Total ending loan balance excluding accrued interest 233,482   233,482   210,701
Commercial Real Estate
         
Allowance for loan losses          
Balance at the beginning of the period 20,439 23,238 20,210 24,157  
Provision charged to expense (393) 93   331  
Losses charged off (4,047) (3,478) (4,655) (4,686)  
Recoveries 995 255 1,439 306  
Balance at the end of the period 16,994 20,108 16,994 20,108  
Allowance for loan losses          
Ending Balance individually evaluated for impairment 730   730   1,167
Ending Balance collectively evaluated for impairment 16,264   16,264   19,043
Total ending allowance balance 16,994 20,108 16,994 20,108  
Loans          
Ending Balance individually evaluated for impairment 28,989   28,989   21,240
Ending Balance collectively evaluated for impairment 738,854   738,854   745,769
Total ending loan balance excluding accrued interest 767,843   767,843   767,009
Residential
         
Allowance for loan losses          
Balance at the beginning of the period 3,196 3,263 3,409 3,180  
Provision charged to expense 718 740 963 1,371  
Losses charged off (834) (621) (1,377) (1,319)  
Recoveries 30 77 115 227  
Balance at the end of the period 3,110 3,459 3,110 3,459  
Allowance for loan losses          
Ending Balance individually evaluated for impairment 97   97   105
Ending Balance collectively evaluated for impairment 3,013   3,013   3,304
Total ending allowance balance 3,110 3,459 3,110 3,459  
Loans          
Ending Balance individually evaluated for impairment 9,992   9,992   10,797
Ending Balance collectively evaluated for impairment 643,939   643,939   637,213
Total ending loan balance excluding accrued interest 653,931   653,931   648,010
Consumer
         
Allowance for loan losses          
Balance at the beginning of the period 603 948 699 996  
Provision charged to expense 276 205 551 545  
Losses charged off (628) (681) (1,371) (1,500)  
Recoveries 311 328 683 759  
Balance at the end of the period 562 800 562 800  
Allowance for loan losses          
Ending Balance individually evaluated for impairment         2
Ending Balance collectively evaluated for impairment 562   562   697
Total ending allowance balance 562 800 562 800  
Loans          
Ending Balance individually evaluated for impairment 92   92   785
Ending Balance collectively evaluated for impairment 45,450   45,450   45,421
Total ending loan balance excluding accrued interest $ 45,542   $ 45,542   $ 46,206