REGULATORY CAPITAL (Tables)

3 Months Ended

Mar. 31, 2014

REGULATORY CAPITAL

Schedule of actual and required capital amounts and ratios

					Required for
	Actual				Adequate Capital				To Be Well Capitalized
March 31, 2014	Amount		Ratio		Amount		Ratio		Amount	Ratio
MainSource Financial Group
Total capital (to risk-weighted assets)	$	302,272	16.6	%	$	145,989	8.0	%	N/A	N/A
Tier 1 capital (to risk-weighted assets)	279,406		15.3		72,994		4.0		N/A	N/A
Tier 1 capital (to average assets)	279,406		10.0		111,813		4.0		N/A	N/A
MainSource Bank
Total capital (to risk-weighted assets)	283,825		15.7	%	144,986		8.0	%	181,232	10.0	%
Tier 1 capital (to risk-weighted assets)	261,116		14.4		72,493		4.0		108,739	6.0
Tier 1 capital (to average assets)	261,116		9.5		110,476		4.0		138,095	5.0

					Required for				To Comply with
	Actual				Adequate Capital				Regulatory Agreement
December 31, 2013	Amount		Ratio		Amount		Ratio		Amount	Ratio
MainSource Financial Group
Total capital (to risk-weighted assets)	$	302,181	16.7	%	$	145,150	8.0	%	N/A	N/A
Tier 1 capital (to risk-weighted assets)	279,440		15.4		72,575		4.0		N/A	N/A
Tier 1 capital (to average assets)	279,440		10.1		110,428		4.0		N/A	N/A
MainSource Bank
Total capital (to risk-weighted assets)	283,653		15.7	%	144,147		8.0	%	180,184	10.0	%
Tier 1 capital (to risk-weighted assets)	261,069		14.5		72,074		4.0		108,111	6.0
Tier 1 capital (to average assets)	261,069		9.6		109,090		4.0		136,363	5.0