Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(d))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph d

-Article 9

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 114

-Paragraph 20

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (b)(1)(ii)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher OTS

-Name Federal Regulation (FR)

-Number Title 12

-Section 563c.102

-Paragraph 8

-Subparagraph a(ii)

-Chapter V

-Subsection I

-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 6

-Section L

-Subsection 1

+ Details

- Definition

Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References+ Details

LOANS AND ALLOWANCE (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Jun. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011
Loans and allowance
Total loans	$ 1,610,990		$ 1,553,383
Allowance for loan losses	(27,849)	(28,002)	(32,227)	(35,246)	(38,289)	(39,889)
Net loans	1,583,141		1,521,156
Commercial
Loans and allowance
Total loans	175,592		156,511
Allowance for loan losses	(3,464)	(3,635)	(3,894)	(5,057)	(4,945)	(5,562)
Commercial \| Commercial and industrial
Loans and allowance
Total loans	149,402		134,156
Commercial \| Agricultural
Loans and allowance
Total loans	26,190		22,355
Commercial Real Estate
Loans and allowance
Total loans	745,762		730,053
Allowance for loan losses	(19,957)	(20,108)	(24,157)	(26,636)	(29,580)	(30,476)
Commercial Real Estate \| Farm
Loans and allowance
Total loans	70,765		66,119
Commercial Real Estate \| Hotel
Loans and allowance
Total loans	109,322		131,495
Commercial Real Estate \| Construction and development
Loans and allowance
Total loans	27,392		25,208
Commercial Real Estate \| Other
Loans and allowance
Total loans	538,283		507,231
Residential
Loans and allowance
Total loans	643,429		618,524
Allowance for loan losses	(3,447)	(3,459)	(3,180)	(2,843)	(2,975)	(2,972)
Residential \| 1-4 family
Loans and allowance
Total loans	404,146		394,195
Residential \| Home equity
Loans and allowance
Total loans	239,283		224,329
Consumer
Loans and allowance
Total loans	46,207		48,295
Allowance for loan losses	(981)	(800)	(996)	(710)	(789)	(879)
Consumer \| Direct
Loans and allowance
Total loans	44,937		45,844
Consumer \| Indirect
Loans and allowance
Total loans	$ 1,270		$ 2,451