REGULATORY CAPITAL (Tables)

9 Months Ended

Sep. 30, 2013

REGULATORY CAPITAL

Schedule of actual and required capital amounts and ratios

					Required for
	Actual				Adequate Capital				To Be Well Capitalized
September 30, 2013	Amount		Ratio		Amount		Ratio		Amount		Ratio
MainSource Financial Group
Total capital (to risk-weighted assets)	$	299,041	17.1	%	$	139,680	8.0	%	N/A		N/A
Tier 1 capital (to risk-weighted assets)	277,329		15.9		69,840		4.0		N/A		N/A
Tier 1 capital (to average assets)	277,329		10.3		107,491		4.0		N/A		N/A
MainSource Bank
Total capital (to risk-weighted assets)	282,470		16.3	%	138,479		8.0	%	$	173,099	10.0	%
Tier 1 capital (to risk-weighted assets)	260,758		15.1		69,240		4.0		103,859		6.0
Tier 1 capital (to average assets)	260,758		9.8		106,691		4.0		133,364		5.0

					Required for				To Comply with
	Actual				Adequate Capital				Regulatory Agreement
December 31, 2012	Amount		Ratio		Amount		Ratio		Amount		Ratio
MainSource Financial Group
Total capital (to risk-weighted assets)	$	296,714	17.8	%	$	133,549	8.0	%	N/A		N/A
Tier 1 capital (to risk-weighted assets)	275,707		16.5		66,774		4.0		N/A		N/A
Tier 1 capital (to average assets)	275,707		10.4		106,077		4.0		N/A		N/A
MainSource Bank
Total capital (to risk-weighted assets)	283,303		17.2	%	132,052		8.0	%	$	165,065	10.0	%
Tier 1 capital (to risk-weighted assets)	262,527		15.9		66,026		4.0		99,039		6.0
Tier 1 capital (to average assets)	262,527		9.9		106,077		4.0		132,596		5.0