Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (b)(1)(ii)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(d))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher OTS

-Name Federal Regulation (FR)

-Number Title 12

-Section 563c.102

-Paragraph 8

-Subparagraph a(ii)

-Chapter V

-Subsection I

-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph d

-Article 9

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 114

-Paragraph 20

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 6

-Section L

-Subsection 1

+ Details

- Definition

Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References+ Details

LOANS AND ALLOWANCE (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011	Sep. 30, 2011	Jun. 30, 2011	Dec. 31, 2010
Loans and allowance
Total loans	$ 1,531,525		$ 1,534,379
Allowance for loan losses	(35,246)	(38,289)	(39,889)	(41,433)	(41,462)	(42,605)
Net loans	1,496,279		1,494,490
Commercial
Loans and allowance
Total loans	146,871		135,108
Allowance for loan losses	(5,057)	(4,945)	(5,562)	(5,913)	(5,789)	(6,386)
Commercial \| Commercial and industrial
Loans and allowance
Total loans	123,783		114,367
Commercial \| Agricultural
Loans and allowance
Total loans	23,088		20,741
Commercial Real Estate
Loans and allowance
Total loans	731,507		764,164
Allowance for loan losses	(26,636)	(29,580)	(30,476)	(31,475)	(31,851)	(32,653)
Commercial Real Estate \| Farm
Loans and allowance
Total loans	55,532		46,308
Commercial Real Estate \| Hotel
Loans and allowance
Total loans	138,507		146,358
Commercial Real Estate \| Construction and development
Loans and allowance
Total loans	30,312		30,746
Commercial Real Estate \| Other
Loans and allowance
Total loans	507,156		540,752
Residential
Loans and allowance
Total loans	603,800		577,912
Allowance for loan losses	(2,843)	(2,975)	(2,972)	(2,776)	(2,588)	(2,281)
Residential \| 1-4 family
Loans and allowance
Total loans	381,956		365,710
Residential \| Home equity
Loans and allowance
Total loans	221,844		212,202
Consumer
Loans and allowance
Total loans	49,347		57,195
Allowance for loan losses	(710)	(789)	(879)	(1,269)	(1,234)	(1,285)
Consumer \| Direct
Loans and allowance
Total loans	46,322		51,157
Consumer \| Indirect
Loans and allowance
Total loans	$ 3,025		$ 6,038