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OTHER REAL ESTATE OWNED (Details) (USD $)
3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Dec. 31, 2011
Activity in other real estate owned          
Beginning Balance     $ 15,456,000 $ 11,453,000  
Transfer to other real estate owned     2,946,000 13,660,000  
Sales - out of other real estate owned     (8,022,000) (10,228,000)  
Write-down     (643,000) (737,000)  
Ending Balance 9,737,000 14,324,000 9,737,000 14,324,000  
Expenses related to foreclosed assets          
Write downs     643,000 737,000  
Losses / (gains) on sales     (430,000) (176,000)  
Net loss / (gain) (39,000) 196,000 213,000 561,000  
Operating expenses     304,000 423,000  
Valuation allowance on other real estate owned          
Balance in valuation allowance $ 2,154,000 $ 1,716,000 $ 2,154,000 $ 1,716,000 $ 4,003,000