CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest income
Loans, including fees	$ 23,128	$ 26,882	$ 70,823	$ 80,091
Securities	7,163	7,064	21,680	22,087
Other interest income	54	71	141	149
Total interest income	30,345	34,017	92,644	102,327
Interest expense
Deposits	3,361	5,724	11,476	17,977
Federal Home Loan Bank advances	1,449	1,979	4,330	6,433
Subordinated debentures	430	467	1,296	1,322
Other borrowings	35	53	132	206
Total interest expense	5,275	8,223	17,234	25,938
Net interest income	25,070	25,794	75,410	76,389
Provision for loan losses	5,000	7,000	14,600	29,250
Net interest income after provision for loan losses	20,070	18,794	60,810	47,139
Non-interest income
Insurance commissions		562		1,679
Mortgage banking	1,428	1,917	3,943	5,128
Trust and investment product fees	740	508	2,493	1,690
Service charges on deposit accounts	4,872	4,634	13,287	12,881
Net realized gains on securities	1,263		4,917	2,978
Increase in cash surrender value of life insurance	309	305	903	902
Interchange income	1,642	1,415	4,622	4,089
Other income	24	65	952	1,250
Total non-interest income	10,278	9,406	31,117	30,597
Non-interest expense
Salaries and employee benefits	12,713	12,713	38,126	37,589
Net occupancy expenses	1,616	1,620	5,031	5,006
Equipment expenses	1,970	1,874	5,888	5,762
Intangibles amortization	493	517	1,477	1,550
Telecommunications	507	474	1,472	1,420
Stationery printing and supplies	358	388	1,157	1,107
FDIC assessment	898	1,289	3,066	3,647
Marketing expense	1,085	992	3,292	2,289
Collection expenses	1,298	598	3,214	2,077
Other expenses	2,967	2,541	8,385	7,621
Total non-interest expense	23,905	23,006	71,108	68,068
Income before income tax	6,443	5,194	20,819	9,668
Income tax expense/(benefit)	828	594	3,032	(346)
Net income	5,615	4,600	17,787	10,014
Preferred dividends and discount accretion	(763)	(763)	(2,290)	(2,290)
Net income available to common shareholders	4,852	3,837	15,497	7,724
Comprehensive income	$ 15,952	$ 9,289	$ 34,026	$ 20,189
Cash dividends declared per common share (in dollars per share)	$ 0.010	$ 0.010	$ 0.030	$ 0.030
Net income per common share - basic and diluted (in dollars per share)	$ 0.24	$ 0.19	$ 0.77	$ 0.38