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REGULATORY MATTERS (Tables)
12 Months Ended
Dec. 31, 2014
REGULATORY MATTERS  
Schedule of actual and required capital amounts and ratios

 

                                                                                                                                                                                    

 

 

Actual

 

Required for
Adequate Capital

 

To Be
Well Capitalized

 

 

 

 

 

December 31, 2014

 

Amount

 

Ratio

 

Amount

 

Ratio

 

Amount

 

Ratio

 

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

MainSource Financial Group

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

$

332,726 

 

 

16.0 

%

$

165,975 

 

 

8.0 

%

 

N/A

 

 

N/A

 

Tier 1 capital (to risk-weighted assets)

 

 

309,476 

 

 

14.9 

 

 

82,988 

 

 

4.0 

 

 

N/A

 

 

N/A

 

Tier 1 capital (to average assets)

 

 

309,476 

 

 

10.2 

 

 

121,014 

 

 

4.0 

 

 

N/A

 

 

N/A

 

MainSource Bank

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

 

321,005 

 

 

15.6 

%

 

164,648 

 

 

8.0 

%

 

205,810 

 

 

10.0 

%

Tier 1 capital (to risk-weighted assets)

 

 

297,755 

 

 

14.5 

 

 

82,324 

 

 

4.0 

 

 

123,486 

 

 

6.0 

 

Tier 1 capital (to average assets)

 

 

297,755 

 

 

9.9 

 

 

119,880 

 

 

4.0 

 

 

149,850 

 

 

5.0 

 

 

                                                                                                                                                                                    

 

 

Actual

 

Required for
Adequate Capital

 

To Be
Well Capitalized

 

 

 

 

 

December 31, 2013

 

Amount

 

Ratio

 

Amount

 

Ratio

 

Amount

 

Ratio

 

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

​  

MainSource Financial Group

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

$

302,181 

 

 

16.7 

%

$

145,150 

 

 

8.0 

%

 

N/A

 

 

N/A

 

Tier 1 capital (to risk-weighted assets)

 

 

279,440 

 

 

15.4 

 

 

72,575 

 

 

4.0 

 

 

N/A

 

 

N/A

 

Tier 1 capital (to average assets)

 

 

279,440 

 

 

10.1 

 

 

110,428 

 

 

4.0 

 

 

N/A

 

 

N/A

 

MainSource Bank

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk-weighted assets)

 

$

283,653 

 

 

15.7 

%

$

144,147 

 

 

8.0 

%

$

180,184 

 

 

10.0 

%

Tier 1 capital (to risk-weighted assets)

 

 

261,069 

 

 

14.5 

 

 

72,074 

 

 

4.0 

 

 

108,111 

 

 

6.0 

 

Tier 1 capital (to average assets)

 

 

261,069 

 

 

9.6 

 

 

109,090 

 

 

4.0 

 

 

136,363 

 

 

5.0