FEDERAL HOME LOAN BANK ADVANCES (Tables)

12 Months Ended

Dec. 31, 2014

FEDERAL HOME LOAN BANK ADVANCES

Schedule of Federal Home Loan Bank (FHLB) advances at year end

	2014		2013
Maturities from June 2015 through May 2022, primarily fixed rates from 0.43% to 4.8%, averaging 1.9%	$	214,413
Maturities from January 2014 through May 2022, primarily fixed rates from 0.3% to 4.8%, averaging 1.3%			$	247,858
	$	214,413	$	247,858

Schedule of required payments over the next five years

2015	$	54,832
2016		14,671
2017		19,743
2018		75,000
2019		15,000
Thereafter		35,167