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INCOME TAX (Details) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Income tax expense      
Currently payable $ 3,616 $ 4,419 $ 3,746
Deferred 1,589 1,731 (1,165)
Change in valuation allowance 114 (123) 1,157
Total income tax expense 5,319 6,027 3,738
Differences between effective tax rates and the federal statutory rate applied to income before income taxes      
Federal statutory income tax rate (as a percent) 35.00% 35.00% 35.00%
Federal statutory income tax 11,082 11,650 9,643
Tax exempt interest (4,529) (4,527) (4,631)
Effect of state income taxes 111 192 72
Non-deductible expenses 504 349 163
Tax exempt income on life insurance (482) (422) (469)
Tax credits (757) (861) (898)
Change in valuation allowance 114 (123) 1,157
Captive insurance premiums (91)    
Other (633) (231) (1,299)
Total income tax expense $ 5,319 $ 6,027 $ 3,738