COMMITMENTS (Tables)

12 Months Ended

Dec. 31, 2013

COMMITMENTS

Schedule of financial instruments whose contract amount represents credit risk

	2013				2012
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Commitments to extend credit and unused lines of credit	$	16,196	$	453,500	$	2,691	$	392,674
Commercial letters of credit		—		12,318		—		13,933