FEDERAL HOME LOAN BANK ADVANCES (Tables)

12 Months Ended

Dec. 31, 2013

FEDERAL HOME LOAN BANK ADVANCES

Schedule of Federal Home Loan Bank (FHLB) advances at year end

	2013		2012
Maturities from January 2014 through May 2022, primarily fixed rates from 0.3% to 4.8%, averaging 1.3%	$	247,858
Maturities from April 2013 through May 2022, primarily fixed rates from 0.56% to 5.9%, averaging 3.0%			$	141,052
	$	247,858	$	141,052

Schedule of required payments over the next five years

2014	$	133,294
2015		25,070
2016		14,735
2017		33
2018		74,692
Thereafter		34