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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest income      
Loans, including fees $ 77,095 $ 83,934 $ 92,941
Securities      
Taxable 11,873 12,510 16,040
Tax exempt 12,247 12,160 12,415
Other interest income 64 164 215
Total interest income 101,279 108,768 121,611
Interest expense      
Deposits 4,927 7,637 14,111
Federal Home Loan Bank advances 3,307 5,120 5,754
Subordinated debentures 1,675 1,825 1,737
Other borrowings 70 104 161
Total interest expense 9,979 14,686 21,763
Net interest income 91,300 94,082 99,848
Provision for loan losses 4,534 9,850 17,800
Net interest income after provision for loan losses 86,766 84,232 82,048
Non-interest income      
Service charges on deposit accounts 20,427 19,815 18,147
Interchange income 7,056 6,540 6,225
Mortgage banking 6,799 9,927 5,551
Trust and investment product fees 4,756 3,650 3,250
Increase in cash surrender value of life insurance 1,378 1,206 1,200
Net realized gains on securities (includes $835, $1,867, and $11,357 accumulated other comprehensive income (AOCI) reclassifications for realized net gains on available for sale securities) 835 1,867 11,357
(Loss) on sale and write-down of OREO (539) (1,359) (2,744)
Other-than-temporary loss      
Total impairment loss   (500)  
Net impairment loss recognized in earnings   (500)  
Other income 2,417 2,745 2,322
Total non-interest income 43,129 43,891 45,308
Non-interest expense      
Salaries and employee benefits 52,165 48,990 49,950
Net occupancy 7,139 6,769 6,686
Equipment 9,931 8,564 7,822
Intangibles amortization 1,868 1,835 1,939
Telecommunications 1,796 1,729 1,991
Stationery printing and supplies 1,190 1,337 1,510
FDIC assessment 1,711 2,495 3,974
Marketing 3,660 4,397 4,057
Collection expense 3,300 3,768 4,334
Prepayment penalty on FHLB advance 2,239 1,313  
Consultant expense 1,582 1,150 6,547
Interchange expense 1,918 1,591 1,465
Other expenses 9,732 10,900 9,530
Total non-interest expense 98,231 94,838 99,805
Income before income tax 31,664 33,285 27,551
Income tax expense (includes $284, $635, and $3,861 income tax expense from AOCI reclassification items) 5,319 6,027 3,738
Net income 26,345 27,258 23,813
Preferred dividends and discount accretion (504) (2,110) (3,054)
Redemption of preferred stock (148) 1,357  
Net income attributable to common shareholders $ 25,693 $ 26,505 $ 20,759
Net income per common share:      
Basic (in dollars per share) $ 1.26 $ 1.31 $ 1.03
Diluted (in dollars per share) $ 1.26 $ 1.30 $ 1.03