Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 5

-Paragraph 8, 9

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 30

-Section 50

-Paragraph 2

-Subparagraph (b)(1)(ii)

-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(d))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher OTS

-Name Federal Regulation (FR)

-Number Title 12

-Section 563c.102

-Paragraph 8

-Subparagraph a(ii)

-Chapter V

-Subsection I

-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph d

-Article 9

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 114

-Paragraph 20

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Staff Accounting Bulletin (SAB)

-Number Topic 6

-Section L

-Subsection 1

+ Details

- Definition

Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References+ Details

LOANS AND ALLOWANCE FOR LOAN LOSSES (Details) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
Loans and allowance
Total loans	$ 1,553,383	$ 1,534,379
Allowance for loan losses	(32,227)	(39,889)	(42,605)	(46,648)
Net loans	1,521,156	1,494,490
Commercial
Loans and allowance
Total loans	159,734	135,108
Allowance for loan losses	(3,894)	(5,562)	(6,386)
Commercial \| Commercial and industrial
Loans and allowance
Total loans	126,965	114,367
Commercial \| Agricultural
Loans and allowance
Total loans	32,769	20,741
Commercial Real Estate
Loans and allowance
Total loans	726,830	764,164
Allowance for loan losses	(24,157)	(30,476)	(32,653)
Commercial Real Estate \| Farm
Loans and allowance
Total loans	62,896	46,308
Commercial Real Estate \| Hotel
Loans and allowance
Total loans	131,495	146,358
Commercial Real Estate \| Construction and development
Loans and allowance
Total loans	25,208	30,746
Commercial Real Estate \| Other
Loans and allowance
Total loans	507,231	540,752
Residential
Loans and allowance
Total loans	618,524	577,912
Allowance for loan losses	(3,180)	(2,972)	(2,281)
Residential \| 1-4 family
Loans and allowance
Total loans	394,195	365,710
Residential \| Home equity
Loans and allowance
Total loans	224,329	212,202
Consumer
Loans and allowance
Total loans	48,295	57,195
Allowance for loan losses	(996)	(879)	(1,285)
Consumer \| Direct
Loans and allowance
Total loans	45,844	51,157
Consumer \| Indirect
Loans and allowance
Total loans	$ 2,451	$ 6,038