SUBORDINATED DEBENTURES (Tables)

12 Months Ended

Dec. 31, 2012

SUBORDINATED DEBENTURES

Summary of other terms of each issuance of subordinated debentures

Trust Name	Issuance		Amount December 31, 2012		Amount December 31, 2011		Variable Rate		Rate as of 12/31/12		Maturity
Trust 1		2002	$	8,248	$	8,248		LIBOR +3.25%		3.56%		2032
Trust 2		2003		14,433		14,433		LIBOR +3.25%		3.56%		2033
Trust 3		2003		7,217		7,217		LIBOR +3.15%		3.46%		2033
Trust 4		2006		11,341		11,341		LIBOR +1.63%		1.94%		2036
Harrodsburg		2003		5,100		5,016		LIBOR +3.15%		3.46%		2033
Independence		2003		4,079		4,012		LIBOR +3.15%		3.46%		2033
			$	50,418	$	50,267