Segment Reporting (Tables)

12 Months Ended

Dec. 31, 2013

Segment Reporting [Abstract]

Segment Reporting

Our segment information for 2013, 2012 and 2011 is as follows:

(Dollars in thousands)	Global Commercial Bank (1)			SVB Private   Bank			SVB Capital (1)			Other Items			Total
Year ended December 31, 2013
Net interest income	$	643,016		$	26,701		$	20		$	27,607		$	697,344
(Provision for) reduction of loan losses	(65,290		)	1,597			—			—			(63,693		)
Noninterest income	202,404			1,209			75,037			394,556			673,206
Noninterest expense (2)	(436,327		)	(15,916		)	(10,737		)	(158,700		)	(621,680		)
Income before income tax expense (3)	$	343,803		$	13,591		$	64,320		$	263,463		$	685,177
Total average loans, net of unearned income	$	8,472,045		$	919,831		$	—		$	(40,498	)	$	9,351,378
Total average assets (4)	21,388,037			959,214			289,328			574,168			23,210,747
Total average deposits	19,072,921			524,398			—			21,875			19,619,194
Year ended December 31, 2012
Net interest income	$	595,133		$	21,807		$	15		$	909		$	617,864
(Provision for) reduction of loan losses	(45,417		)	1,087			—			—			(44,330		)
Noninterest income	188,842			681			27,435			118,588			335,546
Noninterest expense (2)	(398,438		)	(13,651		)	(11,263		)	(122,646		)	(545,998		)
Income (loss) before income tax expense (3)	$	340,120		$	9,924		$	16,187		$	(3,149	)	$	363,082
Total average loans, net of unearned income	$	6,790,332		$	758,471		$	—		$	10,125		$	7,558,928
Total average assets (4)	19,522,306			763,186			239,335			786,345			21,311,172
Total average deposits	17,575,060			313,836			—			21,192			17,910,088
Year ended December 31, 2011
Net interest income (loss)	$	519,145		$	19,529		$	10		$	(12,407	)	$	526,277
Provision for loan losses	(13,494		)	7,393			—			—			(6,101		)
Noninterest income	150,116			516			27,358			204,342			382,332
Noninterest expense (2)	(352,458		)	(10,174		)	(13,079		)	(124,917		)	(500,628		)
Income before income tax expense (3)	$	303,309		$	17,264		$	14,289		$	67,018		$	401,880
Total average loans, net of unearned income	$	5,111,086		$	658,175		$	—		$	45,810		$	5,815,071
Total average assets (4)	17,103,883			658,797			226,423			681,396			18,670,499
Total average deposits	15,364,804			186,604			—			17,393			15,568,801

(1) Global Commercial Bank’s and SVB Capital’s components of net interest income, noninterest income, noninterest expense and total average assets are shown net of noncontrolling interest for all periods presented. Noncontrolling interest is included within "Other Items".

(2) The Global Commercial Bank segment includes direct depreciation and amortization of $21.3 million, $16.3 million and $12.0 million for 2013, 2012 and 2011, respectively.

(3) The internal reporting model used by management to assess segment performance does not calculate income tax expense by segment. Our effective tax rate is a reasonable approximation of the segment rates.

(4) Total average assets equals the greater of total average assets or the sum of total liabilities and total stockholders’ equity for each segment.