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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2013
Capital Ratios for Company and Bank under Federal Regulatory Guidelines, Compared to Minimum Regulatory Capital Requirements for Adequately Capitalized and Well Capitalized Depository Institution
The following table presents the capital ratios for the Company and the Bank under federal regulatory guidelines, compared to the minimum regulatory capital requirements for an adequately capitalized and a well capitalized depository institution, as of December 31, 2013 and 2012:
 
 
Capital Ratios
 
Capital Amounts
(Dollars in thousands)
 
Actual
 
Well Capitalized Minimum
 
Adequately Capitalized Minimum
 
Actual
 
Well Capitalized Minimum
 
Adequately Capitalized Minimum
December 31, 2013:
 
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
 
SVB Financial
 
13.13
%
 
10.0
%
 
8.0
%
 
$
2,218,996

 
$
1,690,150

 
$
1,352,120

Bank
 
11.32

 
10.0

 
8.0

 
1,880,254

 
1,661,287

 
1,329,030

Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
 
SVB Financial
 
11.94

 
6.0

 
4.0

 
2,018,455

 
1,014,090

 
676,060

Bank
 
10.11

 
6.0

 
4.0

 
1,680,212

 
996,772

 
664,515

Tier 1 leverage:
 
 
 
 
 
 
 
 
 
 
 
 
SVB Financial
 
8.31

 
 N/A

 
4.0

 
2,018,455

 
N/A

 
972,130

Bank
 
7.04

 
5.0

 
4.0

 
1,680,212

 
1,194,012

 
955,210

 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012:
 
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
 
SVB Financial
 
14.05
%
 
10.0
%
 
8.0
%
 
$
1,901,672

 
$
1,353,298

 
$
1,082,639

Bank
 
12.53

 
10.0

 
8.0

 
1,650,732

 
1,317,789

 
1,054,231

Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
 
SVB Financial
 
12.79

 
6.0

 
4.0

 
1,730,866

 
811,979

 
541,319

Bank
 
11.24

 
6.0

 
4.0

 
1,481,571

 
790,673

 
527,115

Tier 1 leverage:
 
 
 
 
 
 
 
 
 
 
 
 
SVB Financial
 
8.06

 
 N/A

 
4.0

 
1,730,866

 
 N/A

 
859,057

Bank
 
7.06

 
5.0

 
4.0

 
1,481,571

 
1,049,750

 
839,800