Segment Reporting (Tables)

6 Months Ended

Jun. 30, 2013

Segment Reporting [Abstract]

Segment Reporting

Our segment information for the three and six months ended June 30, 2013 and 2012 is as follows:

(Dollars in thousands)	Global Commercial Bank (1)			SVB Private   Bank			SVB Capital (1)			Other Items			Total
Three months ended June 30, 2013
Net interest income	$	154,586		$	5,927		$	3		$	9,565		$	170,081
Provision for loan losses	(18,190		)	(382		)	—			—			(18,572		)
Noninterest income	48,361			253			7,281			42,344			98,239
Noninterest expense (2)	(102,283		)	(3,461		)	(2,757		)	(34,791		)	(143,292		)
Income before income tax expense (3)	$	82,474		$	2,337		$	4,527		$	17,118		$	106,456
Total average loans, net of unearned income	$	8,203,231		$	871,746		$	—		$	(52,804	)	$	9,022,173
Total average assets (4)	20,364,334			885,259			269,771			573,934			22,093,298
Total average deposits	18,137,218			472,613			—			4,339			18,614,170
Three months ended June 30, 2012
Net interest income (loss)	$	146,420		$	5,516		$	9		$	(11	)	$	151,934
(Provision for) reduction of loan losses	(8,923		)	924			—			—			(7,999		)
Noninterest income	52,494			151			4,557			23,224			80,426
Noninterest expense (2)	(98,686		)	(3,223		)	(2,872		)	(30,985		)	(135,766		)
Income (loss) before income tax expense (3)	$	91,305		$	3,368		$	1,694		$	(7,772	)	$	88,595
Total average loans, net of unearned income	$	6,479,544		$	742,130		$	—		$	15,508		$	7,237,182
Total average assets (4)	19,022,506			747,445			251,295			869,630			20,890,876
Total average deposits	17,131,816			253,482			—			22,338			17,407,636
Six months ended June 30, 2013
Net interest income	$	303,522		$	12,031		$	4		$	17,693		$	333,250
(Provision for) reduction of loan losses	(24,397		)	12			—			—			(24,385		)
Noninterest income	94,902			487			12,722			68,732			176,843
Noninterest expense (2)	(207,861		)	(6,922		)	(5,143		)	(72,380		)	(292,306		)
Income (loss) before income tax expense (3)	$	166,166		$	5,608		$	7,583		$	14,045		$	193,402
Total average loans, net of unearned income	$	8,036,833		$	858,351		$	—		$	(42,696	)	$	8,852,488
Total average assets (4)	20,413,630			869,682			254,343			665,662			22,203,317
Total average deposits	18,219,590			471,648			—			8,130			18,699,368
Six months ended June 30, 2012
Net interest income	$	289,684		$	10,481		$	16		$	2,690		$	302,871
Provision for loan losses	(22,159		)	(369		)	—			—			(22,528		)
Noninterest income	92,422			308			8,144			38,845			139,719
Noninterest expense (2)	(195,129		)	(6,349		)	(5,408		)	(60,892		)	(267,778		)
Income before income tax expense (3)	$	164,818		$	4,071		$	2,752		$	(19,357	)	$	152,284
Total average loans, net of unearned income	$	6,255,450		$	740,049		$	—		$	25,266		$	7,020,765
Total average assets (4)	18,789,624			744,703			254,835			772,547			20,561,709
Total average deposits	16,916,965			246,991			—			22,744			17,186,700

(1) Global Commercial Bank’s and SVB Capital’s components of net interest income, noninterest income, noninterest expense and total average assets are shown net of noncontrolling interests for all periods presented.

(2) The Global Commercial Bank segment includes direct depreciation and amortization of $5.3 million and $3.6 million for the three months ended June 30, 2013 and 2012, respectively, and $10.4 million and $7.0 million for the six months ended June 30, 2013 and 2012, respectively.

(3) The internal reporting model used by management to assess segment performance does not calculate income tax expense by segment. Our effective tax rate is a reasonable approximation of the segment rates.

(4) Total average assets equals the greater of total average assets or the sum of total liabilities and total stockholders’ equity for each segment.