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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2012
Capital Ratios for Company and Bank under Federal Regulatory Guidelines, Compared to Minimum Regulatory Capital Requirements for Adequately Capitalized and Well Capitalized Depository Institution
The following table presents the capital ratios for the Company and the Bank under federal regulatory guidelines, compared to the minimum regulatory capital requirements for an adequately capitalized and a well capitalized depository institution, as of December 31, 2012 and 2011:
 
 
Capital Ratios
 
Capital Amounts
(Dollars in thousands)
 
Actual
 
Well Capitalized Minimum
 
Adequately Capitalized Minimum
 
Actual
 
Well Capitalized Minimum
 
Adequately Capitalized Minimum
December 31, 2012:
 
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
 
SVB Financial
 
14.05
%
 
10.0
%
 
8.0
%
 
$
1,901,672

 
$
1,353,298

 
1,082,639

Bank
 
12.53

 
10.0

 
8.0

 
1,650,732

 
1,317,789

 
1,054,231

Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
 
SVB Financial
 
12.79

 
6.0

 
4.0

 
1,730,866

 
811,979

 
541,319

Bank
 
11.24

 
6.0

 
4.0

 
1,481,571

 
790,673

 
527,115

Tier 1 leverage:
 
 
 
 
 
 
 
 
 
 
 
 
SVB Financial
 
8.06

 
 N/A

 
4.0

 
1,730,866

 
 N/A

 
859,057

Bank
 
7.06

 
5.0

 
4.0

 
1,481,571

 
1,049,750

 
839,800

 
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2011:
 
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
 
SVB Financial
 
13.95
%
 
10.0
%
 
8.0
%
 
$
1,651,545

 
$
1,183,790

 
$
947,032

Bank
 
12.33

 
10.0

 
8.0

 
1,414,138

 
1,146,740

 
917,392

Tier 1 risk-based capital:
 
 
 
 
 
 
 
 
 
 
 
 
SVB Financial
 
12.62

 
6.0

 
4.0

 
1,493,823

 
710,274

 
473,516

Bank
 
10.96

 
6.0

 
4.0

 
1,257,030

 
688,044

 
458,696

Tier 1 leverage:
 
 
 
 
 
 
 
 
 
 
 
 
SVB Financial
 
7.92

 
 N/A

 
4.0

 
1,493,823

 
 N/A

 
754,516

Bank
 
6.87

 
5.0

 
4.0

 
1,257,030

 
915,095

 
732,076