Loans (Tables)

3 Months Ended

Mar. 31, 2018

Receivables [Abstract]

Summary of Loans

Loans at March 31, 2018 and December 31, 2017 are summarized as follows (in thousands):

	March 31, 2018			December 31, 2017
Real estate loans:
Construction and land development	$	33,941		$	35,927
Secured by 1-4 family residential	208,338			208,177
Other real estate loans	222,352			222,256
Commercial and industrial loans	39,253			38,763
Consumer and other loans	17,052			17,078
Total loans	$	520,936		$	522,201
Allowance for loan losses	(5,272		)	(5,326		)
Loans, net	$	515,664		$	516,875

Summary of Loan Classes and an Aging of Past Due Loans

The following tables provide a summary of loan classes and an aging of past due loans as of March 31, 2018 and December 31, 2017 (in thousands):

	March 31, 2018
	30-59 Days Past Due		60-89 Days Past Due		> 90 Days Past Due		Total Past Due		Current		Total Loans		Non-accrual Loans		90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development	$	45	$	344	$	512	$	901	$	33,040	$	33,941	$	—	$	512
Secured by 1-4 family residential	873		397		302		1,572		206,766		208,338		300		99
Other real estate loans	268		384		162		814		221,538		222,352		382		162
Commercial and industrial	83		13		—		96		39,157		39,253		—		—
Consumer and other loans	144		51		—		195		16,857		17,052		—		—
Total	$	1,413	$	1,189	$	976	$	3,578	$	517,358	$	520,936	$	682	$	773

	December 31, 2017
	30-59 Days Past Due		60-89 Days Past Due		> 90 Days Past Due		Total Past Due		Current		Total Loans		Non-accrual Loans		90 Days or More Past Due and Accruing
Real estate loans:
Construction and land development	$	986	$	30	$	40	$	1,056	$	34,871	$	35,927	$	269	$	40
Secured by 1-4 family residential	606		203		148		957		207,220		208,177		267		106
Other real estate loans	2,042		170		10		2,222		220,034		222,256		401		10
Commercial and industrial	184		25		—		209		38,554		38,763		—		—
Consumer and other loans	51		49		27		127		16,951		17,078		—		27
Total	$	3,869	$	477	$	225	$	4,571	$	517,630	$	522,201	$	937	$	183

Analysis of the Credit Risk Profile of Each Loan Class

The following tables provide an analysis of the credit risk profile of each loan class as of March 31, 2018 and December 31, 2017 (in thousands):

	March 31, 2018
	Pass		Special Mention		Substandard		Doubtful		Total
Real estate loans:
Construction and land development	$	29,743	$	2,448	$	1,750	$	—	$	33,941
Secured by 1-4 family residential	204,456		1,908		1,974		—		208,338
Other real estate loans	215,723		962		5,667		—		222,352
Commercial and industrial	38,912		47		294		—		39,253
Consumer and other loans	17,052		—		—		—		17,052
Total	$	505,886	$	5,365	$	9,685	$	—	$	520,936
	December 31, 2017
	Pass		Special Mention		Substandard		Doubtful		Total
Real estate loans:
Construction and land development	$	31,553	$	2,268	$	2,106	$	—	$	35,927
Secured by 1-4 family residential	204,166		1,933		2,078		—		208,177
Other real estate loans	215,773		971		5,512		—		222,256
Commercial and industrial	38,606		53		104		—		38,763
Consumer and other loans	17,078		—		—		—		17,078
Total	$	507,176	$	5,225	$	9,800	$	—	$	522,201