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Operating expenses (Details) - AUD ($)
$ in Millions
12 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2019
Staff expenses      
Employee remuneration, entitlements and on-costs $ 5,369 $ 4,428 $ 4,320
Superannuation expense 475 413 378
Share-based payments 97 80 108
Restructuring costs 93 94 232
Total staff expenses 6,034 5,015 5,038
Occupancy expenses      
Lease expense 164 148 658
Depreciation and impairment of property and equipment 955 708 222
Other 107 160 143
Total occupancy expenses 1,226 1,016 1,023
Technology expenses      
Amortisation and impairment of software assets 1,240 970 719
Depreciation and impairment of IT equipment 260 272 129
Technology services 820 698 810
Software maintenance and licences 531 398 371
Telecommunications 181 216 207
Data processing 96 89 83
Total technology expenses 3,128 2,643 2,319
Other expenses      
Professional and processing services 1,410 1,374 1,060
Amortisation and impairment of intangible assets and deferred expenditure 599 523 9
Postage and stationery 156 164 179
Advertising 220 217 245
Non-lending losses 234 1,443 58
Other 304 344 175
Total other expenses 2,923 4,065 1,726
Total operating expenses 13,311 12,739 10,106
Compliance, regulation and remediation costs 359 317 196
Computer software      
Other expenses      
Impairment expenses 485 171 25
Goodwill and other intangibles      
Other expenses      
Impairment expenses 571 518 0
Property and equipment      
Other expenses      
Impairment expenses 275 5 0
IT equipment      
Other expenses      
Impairment expenses 45 23 0
AUSTRAC proceedings      
Other expenses      
Estimated costs associated with AUSTRAC proceedings 0 1,478 0
Provision for a potential penalty 0 1,300 0
Parent Entity      
Staff expenses      
Employee remuneration, entitlements and on-costs 4,666 3,744  
Superannuation expense 409 351  
Share-based payments 94 76  
Restructuring costs 92 76  
Total staff expenses 5,261 4,247  
Occupancy expenses      
Lease expense 138 123  
Depreciation and impairment of property and equipment 845 614  
Other 95 145  
Total occupancy expenses 1,078 882  
Technology expenses      
Amortisation and impairment of software assets 1,171 896  
Depreciation and impairment of IT equipment 228 244  
Technology services 764 569  
Software maintenance and licences 463 343  
Telecommunications 157 190  
Data processing 96 88  
Total technology expenses 2,879 2,330  
Other expenses      
Professional and processing services 1,236 1,184  
Amortisation and impairment of intangible assets and deferred expenditure 512 116  
Postage and stationery 130 130  
Advertising 172 172  
Non-lending losses 174 1,428  
Impairment on investments in subsidiaries 19 272  
Other 454 11  
Total other expenses 2,697 3,313  
Total operating expenses 11,915 10,772  
Compliance, regulation and remediation costs 306 310  
Parent Entity | Computer software      
Other expenses      
Impairment expenses 475 165  
Parent Entity | Goodwill and other intangibles      
Other expenses      
Impairment expenses 487 116  
Parent Entity | Property and equipment      
Other expenses      
Impairment expenses 248 4  
Parent Entity | IT equipment      
Other expenses      
Impairment expenses 41 23  
Parent Entity | AUSTRAC proceedings      
Other expenses      
Estimated costs associated with AUSTRAC proceedings 0 1,478 0
Provision for a potential penalty $ 0 $ 1,300 $ 0