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Segment reporting - Segment results (Details) - AUD ($)
$ in Millions
12 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2019
Income Statement      
Net interest income $ 16,858 $ 16,696 $ 16,907
Net fee income 1,482 1,592 1,655
Net wealth management and insurance income 1,211 751 1,029
Trading income 719 895 929
Other income 952 249 129
Net operating income before operating expenses and impairment (charges)/benefits 21,222 20,183 20,649
Operating expenses (13,311) (12,739) (10,106)
Impairment (charges)/benefits 590 (3,178) (794)
Profit before income tax (expense)/benefit 8,501 4,266 9,749
Income tax (expense)/benefit (3,038) (1,974) (2,959)
Net profit attributable to NCI (5) (2) (6)
Cash earnings 5,458 2,290 6,784
Net cash earnings adjustments 106 (318) (65)
Net profit attributable to owners of Westpac Banking Corporation (WBC) 5,458 2,290 6,784
Balance sheet      
Loans 709,784 693,059 714,770
Deposits and other borrowings 626,955 591,131 563,247
Consumer      
Income Statement      
Net profit attributable to owners of Westpac Banking Corporation (WBC) 3,081 2,746 3,116
Balance sheet      
Loans 407,786 389,793 399,279
Deposits and other borrowings 235,569 219,259 207,578
Business      
Income Statement      
Net profit attributable to owners of Westpac Banking Corporation (WBC) 1,789 734 1,946
Balance sheet      
Loans 134,015 140,698 146,867
Deposits and other borrowings 158,741 151,939 142,558
Westpac Institutional Bank      
Income Statement      
Net profit attributable to owners of Westpac Banking Corporation (WBC) (670) 332 925
Balance sheet      
Loans 67,033 66,192 73,572
Deposits and other borrowings 97,770 102,851 99,005
Westpac New Zealand      
Income Statement      
Net cash earnings adjustments (2) 7 (1)
Net profit attributable to owners of Westpac Banking Corporation (WBC) 948 619 984
Balance sheet      
Loans 88,409 81,434 78,005
Deposits and other borrowings 75,756 68,473 60,801
Specialist Businesses      
Income Statement      
Net cash earnings adjustments   (31) (45)
Net profit attributable to owners of Westpac Banking Corporation (WBC) 193 (537) 667
Balance sheet      
Loans 12,550 14,942 17,216
Deposits and other borrowings 11,008 9,260 9,277
Group Businesses      
Income Statement      
Net cash earnings adjustments 108 (294) (19)
Net profit attributable to owners of Westpac Banking Corporation (WBC) 117 (1,604) (854)
Balance sheet      
Loans (9)   (169)
Deposits and other borrowings 48,111 39,349 44,028
Operating segments      
Income Statement      
Net interest income 16,714 17,086 16,953
Net fee income 1,482 1,592 1,655
Net wealth management and insurance income 1,206 759 1,023
Trading income 715 928 907
Other income 921 261 117
Net operating income before operating expenses and impairment (charges)/benefits 21,038 20,626 20,655
Operating expenses (13,283) (12,700) (10,031)
Impairment (charges)/benefits 590 (3,178) (794)
Profit before income tax (expense)/benefit 8,345 4,748 9,830
Income tax (expense)/benefit (2,988) (2,138) (2,975)
Net profit attributable to NCI (5) (2) (6)
Cash earnings 5,352 2,608 6,849
Operating segments | Consumer      
Income Statement      
Net interest income 8,405 8,547 8,130
Net fee income 393 471 594
Trading income 78 90 94
Other income 17 12 7
Net operating income before operating expenses and impairment (charges)/benefits 8,893 9,120 8,825
Operating expenses (4,622) (4,176) (3,794)
Impairment (charges)/benefits 125 (1,015) (582)
Profit before income tax (expense)/benefit 4,396 3,929 4,449
Income tax (expense)/benefit (1,315) (1,183) (1,333)
Cash earnings 3,081 2,746 3,116
Operating segments | Business      
Income Statement      
Net interest income 4,065 4,163 4,456
Net fee income 452 438 463
Net wealth management and insurance income 21 22 16
Trading income 72 97 109
Other income 4 3 6
Net operating income before operating expenses and impairment (charges)/benefits 4,614 4,723 5,050
Operating expenses (2,530) (2,298) (2,094)
Impairment (charges)/benefits 484 (1,371) (172)
Profit before income tax (expense)/benefit 2,568 1,054 2,784
Income tax (expense)/benefit (779) (320) (838)
Cash earnings 1,789 734 1,946
Operating segments | Westpac Institutional Bank      
Income Statement      
Net interest income 919 1,111 1,337
Net fee income 555 544 570
Trading income 455 637 636
Other income 92 1 (11)
Net operating income before operating expenses and impairment (charges)/benefits 2,021 2,293 2,532
Operating expenses (2,574) (1,316) (1,220)
Impairment (charges)/benefits (162) (404) (31)
Profit before income tax (expense)/benefit (715) 573 1,281
Income tax (expense)/benefit 45 (241) (356)
Cash earnings (670) 332 925
Operating segments | Westpac Institutional Bank | Operating expenses | Assets including goodwill and other intangible assets      
Income Statement      
Impairment expense 1,192 0  
Operating segments | Westpac New Zealand      
Income Statement      
Net interest income 1,987 1,832 1,860
Net fee income 140 123 163
Net wealth management and insurance income 113 158 177
Trading income 58 27 37
Other income 12 11 46
Net operating income before operating expenses and impairment (charges)/benefits 2,310 2,151 2,283
Operating expenses (1,062) (998) (939)
Impairment (charges)/benefits 79 (302) 10
Profit before income tax (expense)/benefit 1,327 851 1,354
Income tax (expense)/benefit (377) (239) (369)
Cash earnings 950 612 985
Operating segments | Specialist Businesses      
Income Statement      
Net interest income 503 534 555
Net fee income 69 89 44
Net wealth management and insurance income 1,176 624 1,319
Trading income 33 57 54
Other income 212 (8) (5)
Net operating income before operating expenses and impairment (charges)/benefits 1,993 1,296 1,967
Operating expenses (1,477) (1,548) (847)
Impairment (charges)/benefits 66 (255) (111)
Profit before income tax (expense)/benefit 582 (507) 1,009
Income tax (expense)/benefit (387) 3 (292)
Net profit attributable to NCI (2) (2) (5)
Cash earnings 193 (506) 712
Operating segments | Specialist Businesses | Operating expenses | Assets including goodwill and other intangible assets      
Income Statement      
Impairment expense 141 571  
Operating segments | Group Businesses      
Income Statement      
Net interest income 835 899 615
Net fee income (127) (73) (179)
Net wealth management and insurance income (104) (45) (489)
Trading income 19 20 (23)
Other income 584 242 74
Net operating income before operating expenses and impairment (charges)/benefits 1,207 1,043 (2)
Operating expenses (1,018) (2,364) (1,137)
Impairment (charges)/benefits (2) 169 92
Profit before income tax (expense)/benefit 187 (1,152) (1,047)
Income tax (expense)/benefit (175) (158) 213
Net profit attributable to NCI (3)   (1)
Cash earnings 9 (1,310) (835)
Operating segments | Other segments | Operating expenses | Goodwill      
Income Statement      
Impairment expense 0    
Net cash earnings adjustment      
Income Statement      
Net interest income 144 (390) (46)
Net wealth management and insurance income 5 (8) 6
Trading income 4 (33) 22
Other income 31 (12) 12
Net operating income before operating expenses and impairment (charges)/benefits 184 (443) (6)
Operating expenses (28) (39) (75)
Profit before income tax (expense)/benefit 156 (482) (81)
Income tax (expense)/benefit (50) 164 16
Cash earnings 106 (318) (65)
Net cash earnings adjustments $ 106 $ (318) $ (65)