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Average balance sheet and interest rates - Liabilities and Equity (Details) - AUD ($)
$ in Millions
6 Months Ended
Mar. 31, 2021
Sep. 30, 2020
Mar. 31, 2020
Interest bearing liabilities      
Average balance $ 729,287 $ 748,714 $ 742,568
Interest $ 3,086 $ 4,667 $ 5,684
Average rate % 0.80% 1.20% 1.50%
Non-interest bearing liabilities      
Average balance $ 102,510 $ 110,628 $ 102,118
Total liabilities      
Average balance 831,797 859,342 844,686
Shareholders' equity      
Average balance 69,583 68,403 67,625
NCI      
Average balance 51 51 53
Total equity      
Average balance 69,634 68,454 67,678
Total liabilities and equity      
Average balance 901,431 927,796 912,364
Collateral received      
Interest bearing liabilities      
Average balance 6,483 8,583 6,579
Interest $ 2 $ 7 $ 19
Average rate % 0.10% 0.20% 0.60%
Deposits and other borrowings      
Interest bearing liabilities      
Average balance $ 524,723 $ 524,744 $ 512,522
Interest $ 1,107 $ 1,899 $ 3,155
Average rate % 0.40% 0.70% 1.20%
Non-interest bearing liabilities      
Average balance $ 60,473 $ 56,961 $ 52,823
Deposits and other borrowings | Australia      
Interest bearing liabilities      
Average balance 452,206 445,733 426,021
Interest $ 842 $ 1,412 $ 2,333
Average rate % 0.40% 0.60% 1.10%
Deposits and other borrowings | New Zealand      
Interest bearing liabilities      
Average balance $ 59,648 $ 57,728 $ 56,464
Interest $ 236 $ 366 $ 516
Average rate % 0.80% 1.30% 1.80%
Deposits and other borrowings | Other overseas      
Interest bearing liabilities      
Average balance $ 12,869 $ 21,283 $ 30,037
Interest $ 29 $ 121 $ 306
Average rate % 0.50% 1.10% 2.00%
Loan capital      
Interest bearing liabilities      
Average balance $ 25,540 $ 23,240 $ 22,182
Interest $ 409 $ 370 $ 430
Average rate % 3.20% 3.20% 3.90%
Other interest bearing liabilities      
Interest bearing liabilities      
Average balance $ 171,209 $ 192,147 $ 201,285
Interest $ 1,559 $ 2,391 $ 2,080
Average rate % 1.80% 2.50% 2.10%
Derivative financial instruments      
Non-interest bearing liabilities      
Average balance $ 24,101 $ 36,219 $ 30,279
Life insurance liabilities      
Non-interest bearing liabilities      
Average balance 1,295 387 5,611
Liabilities held for sale      
Interest bearing liabilities      
Average balance 1,332    
Interest $ 9    
Average rate % 1.40%    
Non-interest bearing liabilities      
Average balance $ 1,610    
All other liabilities      
Non-interest bearing liabilities      
Average balance $ 15,031 $ 17,061 $ 13,405