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Operating expenses (Details) - AUD ($)
$ in Millions
12 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2018
Staff expenses      
Employee remuneration, entitlements and on-costs $ 4,428 $ 4,320 $ 4,292
Superannuation expense 413 378 386
Share-based payments 80 108 95
Restructuring costs 94 232 114
Total staff expenses 5,015 5,038 4,887
Occupancy expenses      
Operating lease rentals 148 658 632
Depreciation and impairment of property and equipment 708 222 245
Other 160 143 156
Total occupancy expenses 1,016 1,023 1,033
Technology expenses      
Amortisation and impairment of software assets 970 719 620
Depreciation and impairment of IT equipment 272 129 141
Technology services 698 810 721
Software maintenance and licences 398 371 342
Telecommunications 216 207 209
Data processing 89 83 77
Total technology expenses 2,643 2,319 2,110
Other expenses      
Professional and processing services 1,374 1,060 824
Amortisation and impairment of intangible assets and deferred expenditure 523 9 138
Postage and stationery 164 179 182
Advertising 217 245 173
Non-lending losses 1,443 58 133
Other 344 175 86
Total other expenses 4,065 1,726 1,536
Total operating expenses 12,739 10,106 9,566
Provision for customer refunds, payments, associated costs and litigation 317 196 111
Depreciation of right-of-use assets recognised in operating expenses 630    
Computer software      
Other expenses      
Impairment 171 25 2
Goodwill and other intangibles      
Other expenses      
Impairment 518 0 105
Property and equipment      
Other expenses      
Impairment 5 0 0
IT equipment      
Other expenses      
Impairment 23 0 1
AUSTRAC proceedings      
Other expenses      
Estimated costs associated with AUSTRAC proceedings 1,478    
Provision for a potential penalty 1,300 0 0
Parent Entity      
Staff expenses      
Employee remuneration, entitlements and on-costs 3,744 3,611  
Superannuation expense 351 313  
Share-based payments 76 101  
Restructuring costs 76 202  
Total staff expenses 4,247 4,227  
Occupancy expenses      
Operating lease rentals 123 597  
Depreciation and impairment of property and equipment 614 176  
Other 145 122  
Total occupancy expenses 882 895  
Technology expenses      
Amortisation and impairment of software assets 896 653  
Depreciation and impairment of IT equipment 244 117  
Technology services 569 670  
Software maintenance and licences 343 321  
Telecommunications 190 182  
Data processing 88 81  
Total technology expenses 2,330 2,024  
Other expenses      
Professional and processing services 1,184 860  
Amortisation and impairment of intangible assets and deferred expenditure 116    
Postage and stationery 130 143  
Advertising 172 196  
Non-lending losses 1,428 43  
Impairment on investments in subsidiaries 272 136  
Other 11 107  
Total other expenses 3,313 1,485  
Total operating expenses 10,772 8,631  
Provision for customer refunds, payments, associated costs and litigation 488 180  
Depreciation of right-of-use assets recognised in operating expenses 567    
Parent Entity | Computer software      
Other expenses      
Impairment 165 25  
Parent Entity | Goodwill and other intangibles      
Other expenses      
Impairment 116 0  
Parent Entity | Property and equipment      
Other expenses      
Impairment 4 0  
Parent Entity | IT equipment      
Other expenses      
Impairment 23 0  
Parent Entity | AUSTRAC proceedings      
Other expenses      
Estimated costs associated with AUSTRAC proceedings 1,478    
Provision for a potential penalty $ 1,300 $ 0 $ 0