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Segment reporting - Segment results (Details) - AUD ($)
$ in Millions
12 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2017
Sep. 30, 2016
Income Statement          
Net interest income $ 16,696 $ 16,907 $ 16,505    
Net fee income 1,592 1,655 2,424    
Net wealth management and insurance income 751 1,029 2,061    
Trading income 895 929 945    
Other income 249 129 72    
Net operating income before operating expenses and impairment charges 20,183 20,649 22,007    
Operating expenses (12,739) (10,106) (9,566)    
Impairment charges (3,178) (794) (710)    
Profit before income tax 4,266 9,749 11,731    
Income tax expense (1,974) (2,959) (3,632)    
Profit attributable to non-controlling interests (2) (6) (4)    
Cash earnings for the year 2,290 6,784 8,095    
Net cash earnings adjustments (318) (65) 30    
Net profit attributable to owners of Westpac Banking Corporation (WBC) 2,290 6,784 8,095    
Balance Sheet          
Loans 693,059 714,770 709,690 $ 684,919 $ 661,926
Deposits and other borrowings. 591,131 563,247 559,285    
Consumer          
Income Statement          
Net cash earnings adjustments     (15)    
Net profit attributable to owners of Westpac Banking Corporation (WBC) 2,746 3,116 3,177    
Balance Sheet          
Loans 389,793 399,279 396,265    
Deposits and other borrowings. 219,259 207,578 203,872    
Business          
Income Statement          
Net profit attributable to owners of Westpac Banking Corporation (WBC) 734 1,946 2,104    
Balance Sheet          
Loans 140,698 146,867 146,099    
Deposits and other borrowings. 151,939 142,558 141,031    
Westpac Institutional Bank          
Income Statement          
Net profit attributable to owners of Westpac Banking Corporation (WBC) 332 925 985    
Balance Sheet          
Loans 66,192 73,572 75,627    
Deposits and other borrowings. 102,851 99,005 102,703    
Westpac New Zealand          
Income Statement          
Net cash earnings adjustments 7 (1) 13    
Net profit attributable to owners of Westpac Banking Corporation (WBC) 619 984 947    
Balance Sheet          
Loans 81,434 78,005 73,604    
Deposits and other borrowings. 68,473 60,801 57,784    
Specialist Businesses          
Income Statement          
Net cash earnings adjustments (31) (45) (76)    
Net profit attributable to owners of Westpac Banking Corporation (WBC) (537) 667 898    
Balance Sheet          
Loans 14,942 17,216 18,329    
Deposits and other borrowings. 9,260 9,277 7,180    
Group Businesses          
Income Statement          
Net cash earnings adjustments (294) (19) 108    
Net profit attributable to owners of Westpac Banking Corporation (WBC) (1,604) (854) (16)    
Balance Sheet          
Loans   (169) (234)    
Deposits and other borrowings. 39,349 44,028 46,715    
Operating segments          
Income Statement          
Net interest income 17,086 16,953 17,187    
Net fee income 1,592 1,655 1,910    
Net wealth management and insurance income 759 1,023 2,017    
Trading income 928 907 926    
Other income 261 117 125    
Net operating income before operating expenses and impairment charges 20,626 20,655 22,165    
Operating expenses (12,700) (10,031) (9,698)    
Impairment charges (3,178) (794) (812)    
Profit before income tax 4,748 9,830 11,655    
Income tax expense (2,138) (2,975) (3,586)    
Profit attributable to non-controlling interests (2) (6) (4)    
Cash earnings for the year 2,608 6,849 8,065    
Operating segments | Consumer          
Income Statement          
Net interest income 8,547 8,130 8,092    
Net fee income 471 594 645    
Trading income 90 94 100    
Other income 12 7 21    
Net operating income before operating expenses and impairment charges 9,120 8,825 8,858    
Operating expenses (4,176) (3,794) (3,779)    
Impairment charges (1,015) (582) (490)    
Profit before income tax 3,929 4,449 4,589    
Income tax expense (1,183) (1,333) (1,397)    
Cash earnings for the year 2,746 3,116 3,192    
Operating segments | Business          
Income Statement          
Net interest income 4,163 4,456 4,619    
Net fee income 438 463 469    
Net wealth management and insurance income 22 16 14    
Trading income 97 109 114    
Other income 3 6 15    
Net operating income before operating expenses and impairment charges 4,723 5,050 5,231    
Operating expenses (2,298) (2,094) (1,983)    
Impairment charges (1,371) (172) (236)    
Profit before income tax 1,054 2,784 3,012    
Income tax expense (320) (838) (908)    
Cash earnings for the year 734 1,946 2,104    
Operating segments | Westpac Institutional Bank          
Income Statement          
Net interest income 1,111 1,337 1,320    
Net fee income 544 570 572    
Net wealth management and insurance income     212    
Trading income 637 636 641    
Other income 1 (11) 48    
Net operating income before operating expenses and impairment charges 2,293 2,532 2,793    
Operating expenses (1,316) (1,220) (1,399)    
Impairment charges (404) (31) 20    
Profit before income tax 573 1,281 1,414    
Income tax expense (241) (356) (429)    
Cash earnings for the year 332 925 985    
Operating segments | Westpac New Zealand          
Income Statement          
Net interest income 1,832 1,860 1,799    
Net fee income 123 163 164    
Net wealth management and insurance income 158 177 149    
Trading income 27 37 51    
Other income 11 46 9    
Net operating income before operating expenses and impairment charges 2,151 2,283 2,172    
Operating expenses (998) (939) (855)    
Impairment charges (302) 10 (22)    
Profit before income tax 851 1,354 1,295    
Income tax expense (239) (369) (361)    
Cash earnings for the year 612 985 934    
Operating segments | Specialist Businesses          
Income Statement          
Net interest income 534 555 565    
Net fee income 89 44 80    
Net wealth management and insurance income 624 1,319 1,533    
Trading income 57 54 42    
Other income (8) (5) 9    
Net operating income before operating expenses and impairment charges 1,296 1,967 2,229    
Operating expenses (1,548) (847) (746)    
Impairment charges (255) (111) (84)    
Profit before income tax (507) 1,009 1,399    
Income tax expense 3 (292) (420)    
Profit attributable to non-controlling interests (2) (5) (5)    
Cash earnings for the year (506) 712 974    
Impairment of goodwill and other intangible assets 571        
Operating segments | Group Businesses          
Income Statement          
Net interest income 899 615 792    
Net fee income (73) (179) (20)    
Net wealth management and insurance income (45) (489) 109    
Trading income 20 (23) (22)    
Other income 242 74 23    
Net operating income before operating expenses and impairment charges 1,043 (2) 882    
Operating expenses (2,364) (1,137) (936)    
Impairment charges 169 92      
Profit before income tax (1,152) (1,047) (54)    
Income tax expense (158) 213 (71)    
Profit attributable to non-controlling interests   (1) 1    
Cash earnings for the year (1,310) (835) (124)    
Net cash earnings adjustment          
Income Statement          
Net interest income (390) (46) (682)    
Net fee income     514    
Net wealth management and insurance income (8) 6 44    
Trading income (33) 22 19    
Other income (12) 12 (53)    
Net operating income before operating expenses and impairment charges (443) (6) (158)    
Operating expenses (39) (75) 132    
Impairment charges     102    
Profit before income tax (482) (81) 76    
Income tax expense 164 16 (46)    
Cash earnings for the year (318) (65) 30    
Net cash earnings adjustments $ (318) $ (65) $ 30