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Regulatory Matters (Tables)
12 Months Ended
Dec. 31, 2024
Regulatory Capital Requirements Under Banking Regulations [Abstract]  
Summary of Risk-Based Capital Amounts and Ratios
The following table summarizes risk-based capital amounts and ratios for S&T and S&T Bank:
ActualMinimum
Regulatory Capital
Requirements
To be
Well Capitalized
Under Prompt
Corrective Action
Provisions
(dollars in thousands)AmountRatioAmountRatioAmountRatio
As of December 31, 2024
Leverage Ratio
S&T$1,112,126 11.98 %$371,211 4.00 %$464,014 5.00 %
S&T Bank1,060,010 11.43 %371,002 4.00 %463,752 5.00 %
Common Equity Tier 1 ratio
S&T1,088,126 14.58 %335,888 4.50 %485,172 6.50 %
S&T Bank1,060,010 14.21 %335,722 4.50 %484,932 6.50 %
Tier 1 Capital (to Risk-Weighted Assets)
S&T1,112,126 14.90 %447,851 6.00 %597,134 8.00 %
S&T Bank1,060,010 14.21 %447,629 6.00 %596,839 8.00 %
Total Capital (to Risk-Weighted Assets)
S&T1,230,497 16.49 %597,134 8.00 %746,418 10.00 %
S&T Bank1,178,335 15.79 %596,839 8.00 %746,049 10.00 %
As of December 31, 2023
Leverage Ratio
S&T$1,034,828 11.21 %$369,297 4.00 %$461,621 5.00 %
S&T Bank995,824 10.79 %369,133 4.00 %461,416 5.00 %
Common Equity Tier 1 ratio
S&T1,010,828 13.37 %340,159 4.50 %491,341 6.50 %
S&T Bank995,824 13.18 %339,954 4.50 %491,045 6.50 %
Tier 1 Capital (to Risk-Weighted Assets)
S&T1,034,828 13.69 %453,545 6.00 %604,727 8.00 %
S&T Bank995,824 13.18 %453,272 6.00 %604,362 8.00 %
Total Capital (to Risk-Weighted Assets)
S&T1,154,376 15.27 %604,727 8.00 %755,909 10.00 %
S&T Bank1,115,315 14.76 %604,362 8.00 %755,453 10.00 %