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Loans and Loans Held for Sale (Tables)
12 Months Ended
Dec. 31, 2022
Receivables [Abstract]  
Composition of Loans
The following table summarizes the composition of originated and acquired loans as of the dates presented:
(dollars in thousands)December 31, 2022December 31, 2021
Commercial real estate$2,538,839 $2,690,528 
Commercial and industrial1,510,392 1,513,523 
Commercial construction381,963 424,755 
Business banking1,205,944 1,135,693 
Consumer real estate1,421,953 1,127,585 
Other consumer124,878 107,906 
Total Portfolio loans$7,183,969 $6,999,990 
Loans held for sale16 1,522 
Total Loans (1)
$7,183,985 $7,001,512 
(1) Excludes interest receivable of $28.3 million at December 31, 2022 and $18.7 million at December 31, 2021. Interest receivable is included in other assets in the Consolidated Balance Sheets.
Restructured Loans for Periods Presented and Type of Concession
The following table summarizes our TDRs as of the dates presented:
December 31, 2022December 31, 2021
(dollars in thousands)Accruing
TDRs
Nonaccruing
TDRs
Total
TDRs
Accruing
TDRs
Nonaccruing
TDRs
Total
TDRs
Commercial real estate$— $— $— $— $1,697 $1,697 
Commercial and industrial626 — 626 748 14,889 15,637 
Commercial construction1,655 — 1,655 2,190 2,087 4,277 
Business banking438 1,087 1,525 858 1,696 2,554 
Consumer real estate6,168 1,798 7,966 6,122 1,405 7,527 
Other consumer13 — 
Total$8,891 $2,894 $11,785 $9,921 $21,774 $31,695 
The following tables present the TDRs by portfolio segment and by type of concession for the years ended:
December 31, 2022
Number
of
Contracts
Type of Modification
Total
Post-Modification Outstanding Recorded Investment(2)
Total
Pre-Modification Outstanding Recorded Investment(2)
(dollars in thousands)
Bankruptcy(1)
OtherExtend
Maturity
Modify
Rate
Modify
Payments
Commercial real estate— $— $— $— $— $— $— $— 
Commercial industrial— — — — — — — — 
Commercial construction— — — — — — — — 
Business banking— 154 — — — 154 203 
Consumer real estate23 1,436 — 610 — — 2,046 2,558 
Other consumer11 — — — — 11 15 
Total27 $1,447 $154 $610 $ $ $2,211 $2,776 
(1) Bankruptcy is consumer bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
(2) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end.

December 31, 2021
Number
of
Contracts
Type of Modification
Total
Post-Modification Outstanding Recorded Investment(2)
Total
Pre-Modification Outstanding Recorded Investment(2)
(dollars in thousands)
Bankruptcy(1)
OtherExtend
Maturity
Modify
Rate
Modify
Payments
Commercial real estate$— $— $— $— $1,300 $1,300 $1,824 
Commercial industrial— — 2,039 — 9,182 11,221 21,297 
Commercial construction— — 2,087 — — 2,087 5,279 
Business banking— 558 — 1,155 1,721 1,792 
Consumer real estate26 1,099 — — — 147 1,246 1,280 
Other consumer— — — — — — — — 
Total40 $1,107 $ $4,684 $ $11,784 $17,575 $31,472 
(1) Bankruptcy is consumer bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
(2) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end.

Schedule of Nonperforming Assets
The following table is a summary of nonperforming assets as of the dates presented:
December 31,
(dollars in thousands)20222021
Nonperforming Assets
Nonaccrual loans$16,158 $44,517 
Nonaccrual TDRs2,894 21,774 
Total Nonaccrual loans19,052 66,291 
OREO3,065 13,313 
Total Nonperforming Assets$22,117 $79,604 
The following tables present loans on nonaccrual status by class of loan:
December 31, 2022
December 31, 2022For the twelve months ended
(dollars in thousands)Beginning of Period NonaccrualEnd of Period NonaccrualNonaccrual With No Related Allowance
Interest Income Recognized on Nonaccrual(1)
Commercial real estate$31,488 $7,100 $5,649 $580 
Commercial and industrial15,239 283 — 148 
Commercial construction2,471 384 — 171 
Business banking9,641 4,490 933 228 
Consumer real estate7,294 6,526 — 257 
Other consumer158 269 — 
Total$66,291 $19,052 $6,582 $1,385 
(1) Represents only cash payments received and applied to interest on nonaccrual loans.

December 31, 2021
December 31, 2021For the twelve months ended
(dollars in thousands)Beginning of Period NonaccrualEnd of Period NonaccrualNonaccrual With No Related Allowance
Interest Income Recognized on Nonaccrual(1)
Commercial real estate$101,070 $31,488 $28,046 $158 
Commercial and industrial16,985 15,239 5,707 74 
Commercial construction384 2,471 2,020 (28)
Business banking17,122 9,641 1,696 427 
Consumer real estate11,117 7,294 — 496 
Other consumer96 158 — 
Total$146,774 $66,291 $37,469 $1,128 
(1) Represents only cash payments received and applied to interest on nonaccrual loans.
Summary of Aggregate Amount of Loans to Officers and Directors
The following table presents a summary of the aggregate amount of loans to certain officers, directors of S&T or any affiliates of such persons as of the dates presented:
December 31,
(dollars in thousands)20222021
Balance at beginning of year$6,157 $6,329 
New loans1,085 1,826 
Repayments or no longer considered a related party(3,114)(1,998)
Balance at end of year$4,128 $6,157