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Loans and Loans Held for Sale (Tables)
3 Months Ended
Mar. 31, 2022
Receivables [Abstract]  
Schedule of Composition of Loans The following table presents loans as of the dates presented:
(dollars in thousands)March 31, 2022December 31, 2021
Commercial
Commercial real estate$3,257,955 $3,236,653 
Commercial and industrial1,675,316 1,728,969 
Commercial construction398,592 440,962 
Total Commercial Loans5,331,863 5,406,584 
Consumer
Consumer real estate1,519,751 1,485,478 
Other consumer112,297 107,928 
Total Consumer Loans1,632,048 1,593,406 
Total Portfolio Loans6,963,911 6,999,990 
Loans held for sale1,346 1,522 
Total Loans (1)
$6,965,257 $7,001,512 
(1) Excludes interest receivable of $18.7 million at both March 31, 2022 and December 31, 2021. Interest receivable is included in other assets in the Consolidated Balance Sheets.
Summary of Restructured Loans for Periods Presented
The following tables summarize TDRs as of the dates presented:
March 31, 2022December 31, 2021
(dollars in thousands)Performing
TDRs
Nonperforming
TDRs
Total
TDRs
Performing
TDRs
Nonperforming
TDRs
Total
TDRs
Commercial real estate$— $969 $969 $— $1,697 $1,697 
Commercial and industrial721 10,225 10,946 748 14,889 15,637 
Commercial construction2,167 480 2,647 2,190 2,087 4,277 
Business banking987 1,586 2,573 858 1,696 2,554 
Consumer real estate6,861 2,129 8,990 6,122 1,405 7,527 
Other consumer— — 
Total$10,739 $15,389 $26,128 $9,921 $21,774 $31,695 
The following tables present the TDRs by portfolio segment and by type of concession for the periods presented:

Three Months Ended March 31, 2022
Number
of
Contracts
Type of Modification
Total
Post-Modification Outstanding Recorded Investment(2)
Total
Pre-Modification Outstanding Recorded Investment(2)
(dollars in thousands)
Bankruptcy(1)
OtherExtend
Maturity
Modify
Rate
Modify
Payments
Commercial real estate— $— $— $— $— $— $— $— 
Commercial industrial— — — — — — — — 
Commercial construction— — — — — — — — 
Business banking— — — — — — — — 
Consumer real estate766 — 1,112 — — 1,878 1,928 
Other consumer— — — — — — — — 
Total7 $766 $ $1,112 $ $ $1,878 $1,928 
(1) Bankruptcy is consumer bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
(2) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end.

Three Months Ended March 31, 2021
Number
of
Contracts
Type of Modification
Total
Post-Modification Outstanding Recorded Investment(2)
Total
Pre-Modification Outstanding Recorded Investment(2)
(dollars in thousands)
Bankruptcy(1)
OtherExtend
Maturity
Modify
Rate
Modify
Payments
Commercial real estate— $— $— $— $— $— $— $— 
Commercial industrial— — 821 — 5,475 6,296 6,304 
Commercial construction— — — — — — — — 
Business banking— — — — — — — — 
Consumer real estate11 340 80 — — 148 568 609 
Other consumer— — — — 
Total14 $341 $80 $821 $ $5,623 $6,865 $6,914 
(1) Bankruptcy is consumer bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
(2) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end.
Summary of Nonperforming Assets
The following table is a summary of nonperforming assets as of the dates presented:
Nonperforming Assets
(dollars in thousands)March 31, 2022December 31, 2021
Nonperforming Assets
Nonaccrual loans$37,135 $44,517 
Nonaccrual TDRs15,389 21,774 
Total Nonaccrual Loans52,524 66,291 
OREO7,028 13,313 
Total Nonperforming Assets$59,552 $79,604 

The following tables present loans on nonaccrual status by class of loan for the periods presented:
For the Three Months Ended
March 31, 2022March 31, 2022
(dollars in thousands)Beginning of Period NonaccrualEnd of Period NonaccrualNonaccrual With No Related Allowance
Past Due 90+ Days Still Accruing (2)
Interest Income Recognized on Nonaccrual(1)
Commercial real estate$31,488 $25,790 $21,058 $— $32 
Commercial and industrial15,239 10,570 1,700 529 32 
Commercial construction2,471 864 480 — — 
Business banking9,641 7,997 1,586 587 48 
Consumer real estate7,294 7,178 — — 61 
Other consumer158 125 — — — 
Total$66,291 $52,524 $24,824 $1,116 $173 
(1) Represents only cash payments received and applied to interest on nonaccrual loans.
(2) We had five loans that were originated under the PPP program totaling $1.1 million at March 31, 2022 that were 90 days or greater past due. These loans were in process of forgiveness and were not considered as nonperforming loans due to the terms of the SBA guarantee.

For the Twelve Months Ended
December 31, 2021December 31, 2021
(dollars in thousands)Beginning of Period NonaccrualEnd of Period NonaccrualNonaccrual With No Related AllowancePast Due 90+ Days Still Accruing
Interest Income
Recognized
on Nonaccrual(1)
Commercial real estate$101,070 $31,488 $28,046 $— $158 
Commercial and industrial16,985 15,239 5,707 — 74 
Commercial construction384 2,471 2,020 — (28)
Business banking17,122 9,641 1,696 — 427 
Consumer real estate11,117 7,294 — — 496 
Other consumer96 158 — — 
Total$146,774 $66,291 $37,469 $ $1,128 
(1) Represents only cash payments received and applied to interest on nonaccrual loans.