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Loans and Loans Held for Sale (Tables)
 12 Months Ended
Dec. 31, 2021
Receivables [Abstract]  
Composition of Loans
The following table summarizes the composition of originated and acquired loans as of the dates presented:
(dollars in thousands)December 31, 2021December 31, 2020
Commercial
Commercial real estate$3,236,653 $3,244,974 
Commercial and industrial1,728,969 1,954,453 
Commercial construction440,962 474,280 
Total Commercial Loans5,406,584 5,673,707 
Consumer
Consumer real estate1,485,478 1,471,238 
Installment and other consumer107,928 80,915 
Total Consumer Loans1,593,406 1,552,153 
Total Portfolio Loans6,999,990 7,225,860 
Loans held for sale1,522 18,528 
Total Loans (1)
$7,001,512 $7,244,388 
(1) Excludes interest receivable of $18.7 million at December 31, 2021 and $24.7 million at December 31, 2020. Interest receivable is included in other assets in the Consolidated Balance Sheets.
Restructured Loans for Periods Presented and Type of Concession
The following table summarizes our restructured loans as of the dates presented:

December 31, 2021December 31, 2020
(dollars in thousands)Performing
TDRs		Nonperforming
TDRs		Total
TDRs		Performing
TDRs		Nonperforming
TDRs		Total
TDRs
Commercial real estate$— $1,697 $1,697 $14 $16,654 $16,668 
Commercial and industrial748 14,889 15,637 7,090 9,885 16,975 
Commercial construction2,190 2,087 4,277 3,267 — 3,267 
Business banking858 1,696 2,554 1,503 430 1,933 
Consumer real estate6,122 1,405 7,527 5,581 2,319 7,900 
Other consumer3 — 3 5 — 5 
Total$9,921 $21,774 $31,695 $17,460 $29,289 $46,748 

The following tables present the restructured loans by loan segment and by type of concession for the years ended:
December 31, 2021
Number
of
Contracts		Type of Modification
Total
Post-Modification Outstanding Recorded Investment(2)
Total
Pre-Modification Outstanding Recorded Investment(2)
(dollars in thousands)
Bankruptcy(1)
OtherExtend
Maturity		Modify
Rate		Modify
Payments
Commercial real estate1 $— $— $— $— $1,300 $1,300 $1,824 
Commercial industrial3 — — 2,039 — 9,182 11,221 21,297 
Commercial construction1 — — 2,087 — — 2,087 5,279 
Business banking9 8 — 558 — 1,155 1,721 1,792 
Consumer real estate26 1,099 — — — 147 1,246 1,280 
Other consumer— — — — — — — — 
Total40 $1,107 $— $4,684 $— $11,784 $17,575 $31,472 
(1) Bankruptcy is consumer bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
(2) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end.

December 31, 2020
Number
of
Contracts		Type of Modification
Total
Post-Modification Outstanding Recorded Investment(2)
Total
Pre-Modification Outstanding Recorded Investment(2)
(dollars in thousands)
Bankruptcy(1)
OtherExtend
Maturity		Modify
Rate		Modify
Payments
Commercial real estate1 $— $— $— $— $4,791 $4,791 $5,292 
Commercial industrial3 — — 13,339 — 281 13,620 15,217 
Commercial construction3 — — 2,330 — — 2,330 2,592 
Business banking3 — — 165 — 95 260 501 
Consumer real estate29 956 — 690 — — 1,646 1,688 
Other consumer1 4 — — — — 4 5 
Total40 $960 $— $16,524 $— $5,167 $22,651 $25,295 
(1) Bankruptcy is consumer bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
(2) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end.
Schedule of Nonperforming Assets
The following table is a summary of nonperforming assets as of the dates presented:
December 31,
(dollars in thousands)20212020
Nonperforming Assets
Nonaccrual loans$44,517 $117,485 
Nonaccrual TDRs21,774 29,289 
Total nonaccrual loans66,291 146,774 
OREO13,313 2,155 
Total Nonperforming Assets$79,604 $148,929 
The following tables present loans on nonaccrual status and loans past due 90 days or more and still accruing by class of loan:
December 31, 2021
December 31, 2021For the twelve months ended
(dollars in thousands)Beginning of Period NonaccrualEnd of Period NonaccrualNonaccrual With No Related Allowance
Interest Income Recognized on Nonaccrual(1)
Commercial real estate$101,070 $31,488 $28,046 $158 
Commercial and industrial16,985 15,239 5,707 74 
Commercial construction384 2,471 2,020 (28)
Business banking17,122 9,641 1,696 427 
Consumer real estate11,117 7,294 — 496 
Other consumer96 158 — 1 
Total$146,774 $66,291 $37,469 $1,128 
(1) Represents only cash payments received and applied to interest on nonaccrual loans.
December 31, 2020
December 31, 2020For the twelve months ended
(dollars in thousands)Beginning of Period NonaccrualEnd of Period NonaccrualNonaccrual With No Related AllowancePast Due 90+ Days Still Accruing
Interest Income Recognized on Nonaccrual(1)
Commercial real estate$25,356 $101,070 $60,401 $— $22 
Commercial and industrial10,911 16,985 6,436 — 101 
Commercial construction737 384 285 — — 
Business banking9,863 17,122 3,890 371 275 
Consumer real estate6,063 11,117 398 132 423 
Other consumer1,127 96 — — 4 
Total$54,057 $146,774 $71,410 $503 $826 
(1) Represents only cash payments received and applied to interest on nonaccrual loans.
Summary of Aggregate Amount of Loans to Officers and Directors
The following table presents a summary of the aggregate amount of loans to certain officers, directors of S&T or any affiliates of such persons as of December 31:
20212020
Balance at beginning of year$6,329 $8,225 
New loans1,826 3,343 
Repayments or no longer considered a related party(1,998)(5,239)
Balance at end of year$6,157 $6,329