XML 37 R23.htm IDEA: XBRL DOCUMENT v3.21.2
Loans and Loans Held for Sale (Tables)
6 Months Ended
Jun. 30, 2021
Receivables [Abstract]  
Schedule of Composition of Loans The following table presents loans as of the dates presented:
(dollars in thousands)June 30, 2021December 31, 2020
Commercial
Commercial real estate$3,246,533 $3,244,974 
Commercial and industrial1,774,358 1,954,453 
Commercial construction478,153 474,280 
Total Commercial Loans5,499,044 5,673,707 
Consumer
Consumer real estate1,420,097 1,471,238 
Other consumer88,210 80,915 
Total Consumer Loans1,508,307 1,552,153 
Total Portfolio Loans7,007,351 7,225,860 
Loans held for sale7,648 18,528 
Total Loans (1)
$7,014,999 $7,244,388 
(1) Excludes interest receivable of $21.0 million at June 30, 2021 and $24.7 million at December 31, 2020. Interest receivable is included in other assets in the consolidated balance sheets.
Schedule of Restructured Loans for Periods Presented
The following tables summarize restructured loans as of the dates presented:
June 30, 2021December 31, 2020
(dollars in thousands)Performing
TDRs
Nonperforming
TDRs
Total
TDRs
Performing
TDRs
Nonperforming
TDRs
Total
TDRs
Commercial real estate$$6,415 $6,418 $14 $16,654 $16,668 
Commercial and industrial3,579 11,183 14,763 7,090 9,885 16,975 
Commercial construction3,222 — 3,222 3,267 — 3,267 
Business banking1,439 1,508 2,947 1,503 430 1,933 
Consumer real estate6,073 1,544 7,617 5,581 2,319 7,900 
Other consumer— — 
Total$14,321 $20,650 $34,971 $17,460 $29,288 $46,748 
The following tables present the restructured loans by portfolio segment and by type of concession for the periods presented:
Three Months Ended June 30, 2021
Number
of
Contracts
Type of Modification
Total
Post-Modification Outstanding Recorded Investment(2)
Total
Pre-Modification Outstanding Recorded Investment(2)
(dollars in thousands)
Bankruptcy(1)
ForbearanceExtend
Maturity
Modify
Rate
Modify
Payments
Commercial real estate— $— $— $— $— $— $— $— 
Commercial industrial— — — — — — — — 
Commercial construction— — — — — — — — 
Business banking— — 1,130 — — 1,130 1,130 
Consumer real estate247 — — — — 247 254 
Other consumer— — — — — — — — 
Total8 $247 $ $1,130 $ $ $1,377 $1,384 
(1) Bankruptcy is consumer bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
(2) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end.

Three Months Ended June 30, 2020
Number
of
Contracts
Type of Modification
Total
Post-Modification Outstanding Recorded Investment(2)
Total
Pre-Modification Outstanding Recorded Investment(2)
(dollars in thousands)
Bankruptcy(1)
ForbearanceExtend
Maturity
Modify
Rate
Modify
Payments
Commercial real estate— $— $— $— $— $— $— $— 
Commercial industrial— — — — 75 75 75 
Commercial construction— — 701 — — 701 701 
Business banking— — — — 27 27 93 
Consumer real estate350 — 150 — — 500 500 
Other consumer— — — — — — — — 
Total11 $350 $ $851 $ $102 $1,303 $1,369 
(1) Bankruptcy is consumer bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
(2) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end.
Six Months Ended June 30, 2021
Number
of
Contracts
Type of Modification
Total
Post-Modification Outstanding Recorded Investment(2)
Total
Pre-Modification Outstanding Recorded Investment(2)
(dollars in thousands)
Bankruptcy(1)
ForbearanceExtend
Maturity
Modify
Rate
Modify
Payments
Commercial real estate— $— $— $— $— $— $— $— 
Commercial industrial— — 796 5,433 — 6,229 6,304 
Commercial construction— — — — — — — — 
Business banking— 80 1,130 — — 1,210 1,210 
Consumer real estate13 573 — — — 147 720 739 
Other consumer— — — — — — 
Total21 $573 $80 $1,926 $5,433 $147 $8,159 $8,254 
(1) Bankruptcy is consumer bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
(2) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end.

Six Months Ended June 30, 2020
Number
of
Contracts
Type of Modification
Total
Post-Modification Outstanding Recorded Investment(2)
Total
Pre-Modification Outstanding Recorded Investment(2)
(dollars in thousands)
Bankruptcy(1)
ForbearanceExtend
Maturity
Modify
Rate
Modify
Payments
Commercial real estate$— $— $2,210 $— $— $2,210 $2,210 
Commercial industrial— — 2,068 — 75 2,143 2,542 
Commercial construction— — 2,572 — — 2,572 2,592 
Business banking— — — — 27 27 93 
Consumer real estate13 723 — 177 — — 900 912 
Other consumer— — — — — — — — 
Total20 $723 $— $7,027 $— $102 $7,852 $8,349 
(1) Bankruptcy is consumer bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
(2) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end.

Schedule of Summary of Nonperforming Assets
The following table is a summary of nonperforming assets as of the dates presented:
Nonperforming Assets
(dollars in thousands)June 30, 2021December 31, 2020
Nonperforming Assets
Nonaccrual loans$91,969 $117,485 
Nonaccrual TDRs20,650 29,289 
Total Nonaccrual Loans112,619 146,774 
OREO1,145 2,155 
Total Nonperforming Assets$113,764 $148,929 
The following table presents loans on nonaccrual status by class of loan:
June 30, 2021
June 30, 2021For the three and six months ended
(dollars in thousands)Beginning of Period NonaccrualEnd of Period NonaccrualNonaccrual With No Related Allowance
Interest Income Recognized on Nonaccrual(1)
Interest Income Recognized on Nonaccrual(1)
Commercial real estate$101,070 $80,067 $47,648 $$66 
Commercial and industrial16,985 12,198 11,183 72 115 
Commercial construction384 385 — — — 
Business banking17,122 11,064 1,508 139 275 
Consumer real estate11,117 8,783 — 210 319 
Other consumer96 121 — — 
Total$146,774 $112,619 $60,340 $426 $776 
(1) Represents only cash payments received and applied to interest on nonaccrual loans.
.
December 31, 2020
December 31, 2020For the twelve months ended
(dollars in thousands)Beginning of Period NonaccrualEnd of Period NonaccrualNonaccrual With No Related AllowancePast Due 90+ Days Still Accruing
Interest Income
Recognized
on Nonaccrual(1)
Commercial real estate$25,356 $101,070 $60,401 $— $22 
Commercial and industrial10,911 16,985 6,436 — 101 
Commercial construction737 384 285 — — 
Business banking9,863 17,122 3,890 371 275 
Consumer real estate6,063 11,117 398 132 423 
Other consumer1,127 96 — — 
Total$54,057 $146,774 $71,410 $503 $826 
(1) Represents only cash payments received and applied to interest on nonaccrual loans.