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CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
INTEREST AND DIVIDEND INCOME    
Loans, including fees $ 82,051 $ 73,392
Investment Securities:    
Taxable 4,215 3,790
Tax-exempt 870 844
Dividends 453 564
Total Interest and Dividend Income 87,589 78,590
INTEREST EXPENSE    
Deposits 15,338 14,981
Borrowings and junior subordinated debt securities 2,215 3,253
Total Interest Expense 17,553 18,234
NET INTEREST INCOME 70,036 60,356
Provision for credit losses 20,050 5,684
Net Interest Income After Provision for Credit Losses 49,986 54,672
NONINTEREST INCOME    
Net gain on sale of securities 0 0
Commercial loan swap income 2,484 581
Mortgage banking 1,236 494
Other (719) 2,112
Total Noninterest Income 12,403 11,362
NONINTEREST EXPENSE    
Salaries and employee benefits 21,335 20,910
Data processing and information technology 3,868 3,233
Net occupancy 3,765 3,036
Furniture, equipment and software 2,519 2,230
Merger related expenses 2,342 0
Other taxes 1,600 1,185
Marketing 1,111 1,141
Professional services and legal 1,048 1,184
FDIC insurance 770 516
Other 8,033 5,449
Total Noninterest Expense 46,391 38,884
Income Before Taxes 15,998 27,150
Provision for income taxes 2,767 4,222
Net Income $ 13,231 $ 22,928
Earnings per share—basic (in dollars per share) $ 0.34 $ 0.67
Earnings per share—diluted (in dollars per share) 0.34 0.66
Dividends declared per share (in dollars per share) $ 0.28 $ 0.27
Comprehensive Income $ 30,573 $ 29,104
Service charges on deposit accounts    
NONINTEREST INCOME    
Revenues from contract with customers 3,558 3,153
Debit and credit card    
NONINTEREST INCOME    
Revenues from contract with customers 3,482 2,974
Wealth management    
NONINTEREST INCOME    
Revenues from contract with customers $ 2,362 $ 2,048