Loans and Loans Held for Sale (Tables)

3 Months Ended

Mar. 31, 2019

Loans are presented net of unearned income of $4.7 million and $5.3 million at March 31, 2019 and December 31, 2018.

The following ta

Schedule of Restructured Loans for Periods Presented

The following table summarizes restructured loans as of the dates presented:



	March 31, 2019						December 31, 2018
(dollars in thousands)	Performing TDRs		Nonperforming TDRs		Total TDRs		Performing TDRs		Nonperforming TDRs		Total TDRs
Commercial real estate	$	2,019	$	1,074	$	3,093	$	2,054	$	1,139	$	3,193
Commercial and industrial	13,447		3,463		16,910		7,026		6,646		13,672
Commercial construction	1,913		406		2,319		1,912		406		2,318
Residential mortgage	2,025		1,520		3,545		2,214		1,543		3,757
Home equity	3,590		1,406		4,996		3,568		1,349		4,917
Installment and other consumer	8		4		12		12		5		17
Total	$	23,002	$	7,873	$	30,875	$	16,786	$	11,088	$	27,874

The following tables present the restructured loans by loan segment and by type of concession for the three months ended March 31, 2019 and 2018:



	Three Months Ended March 31, 2019								Three Months Ended March 31, 2018
(dollars in thousands)	Number of Loans	Pre-Modification Outstanding Recorded Investment⁽¹⁾		Post-Modification Outstanding Recorded Investment⁽¹⁾		Total Difference in Recorded Investment			Number of Loans	Pre-Modification Outstanding Recorded Investment⁽¹⁾		Post-Modification Outstanding Recorded Investment⁽¹⁾		Total Difference in Recorded Investment
Totals by Loan Segment
Commercial and Industrial
Maturity date extension	—	$	—	$	—	$	—		2	$	768	$	708	$	(60	)
Maturity date extension and interest rate reduction	1	5,201		5,201		—			—	—		—		—
Principal deferral	—	—		—		—			6	5,355		5,333		(22		)
Total Commercial and Industrial	1	5,201		5,201		—			8	6,123		6,041		(82		)
Commercial Construction		.
Chapter 7 bankruptcy⁽²⁾	—	—		—		—			2	158		157		(1		)
Total Commercial Construction	—	—		—		—			2	158		157		(1		)
Residential Mortgage
Chapter 7 bankruptcy⁽²⁾	1	49		49		—			—	—		—		—
Total Residential Mortgage	1	49		49		—			—	—		—		—
Home equity
Chapter 7 bankruptcy⁽²⁾	7	191		168		(23		)	9	578		555		(23		)
Interest rate reduction	1	81		81		—			—	—		—		—
Total Home Equity	8	272		249		(23		)	9	578		555		(23		)
Installment and Other Consumer
Chapter 7 bankruptcy⁽²⁾	—	—		—		—			2	17		17		—
Total Installment and Other Consumer	—	$	—	$	—	$	—		2	$	17	$	17	$	—
Totals by Concession Type
Maturity date extension	—	$	—	$	—	$	—		2	$	768	$	708	$	(60	)
Maturity date extension and interest rate reduction	1	5,201		5,201		—			—	—		—		—
Principal deferral	—	—		—		—			6	5,355		5,333		(22		)
Chapter 7 bankruptcy(2)	8	240		217		(23		)	13	753		729		(24		)
Interest rate reduction	1	81		81		—			—	—		—		—
Total	10	$	5,522	$	5,499	$	(23	)	21	$	6,876	$	6,770	$	(106	)
⁽¹⁾ Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end. ⁽²⁾ Chapter 7 bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.

Schedule of Summary of Nonperforming Assets

The following table is a summary of nonperforming assets as of the dates presented:



		Nonperforming Assets
(dollars in thousands)	March 31, 2019			December 31, 2018
Nonperforming Assets
Nonaccrual loans		$	40,077		$	34,985
Nonaccrual TDRs		7,873			11,088
Total Nonaccrual Loans		47,950			46,073
OREO		2,828			3,092
Total Nonperforming Assets		$	50,778		$	49,165