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CONSOLIDATED STATEMENTS OF NET INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
INTEREST INCOME      
Loans, including fees $ 269,811 $ 243,315 $ 212,301
Investment Securities:      
Taxable 14,342 11,947 10,340
Tax-exempt 3,449 3,615 3,658
Dividends 2,224 1,765 1,475
Total Interest Income 289,826 260,642 227,774
INTEREST EXPENSE      
Deposits 40,856 25,330 19,692
Borrowings and junior subordinated debt securities 14,532 9,579 4,823
Total Interest Expense 55,388 34,909 24,515
NET INTEREST INCOME 234,438 225,733 203,259
Provision for loan losses 14,995 13,883 17,965
Net Interest Income After Provision for Loan Losses 219,443 211,850 185,294
NONINTEREST INCOME      
Net gain on sale of securities 0 3,000 0
Insurance 505 5,371 5,204
Mortgage banking 2,762 2,915 2,879
Gain on sale 1,873 0 0
Other 8,182 9,931 9,575
Total Noninterest Income 49,181 55,462 54,635
NONINTEREST EXPENSE      
Salaries and employee benefits 76,108 80,776 77,325
Net occupancy 11,097 10,994 11,057
Data processing and information technology 10,633 8,801 8,837
Furniture, equipment and software 8,083 7,946 7,290
FDIC insurance 3,238 4,543 3,984
Other taxes 6,183 4,509 4,050
Professional services and legal 4,132 4,096 3,466
Marketing 4,192 3,659 3,713
Other 21,779 22,583 23,510
Total Noninterest Expense 145,445 147,907 143,232
Income Before Taxes 123,179 119,405 96,697
Provision for income taxes 17,845 46,437 25,305
Net Income $ 105,334 $ 72,968 $ 71,392
Earnings per common share—basic (in USD per share) $ 3.03 $ 2.10 $ 2.06
Earnings per common share—diluted (in USD per share) 3.01 2.09 2.05
Dividends declared per common share (in USD per share) $ 0.99 $ 0.82 $ 0.77
Service charges on deposit accounts      
NONINTEREST INCOME      
Revenue from contract with customer $ 13,096 $ 12,458 $ 12,512
Debit and credit card      
NONINTEREST INCOME      
Revenue from contract with customer 12,679 12,029 11,943
Wealth management      
NONINTEREST INCOME      
Revenue from contract with customer 10,084 9,758 10,456
Credit Card Portfolio      
NONINTEREST INCOME      
Gain on sale 0 0 2,066
Majority Interest of Insurance Business      
NONINTEREST INCOME      
Gain on sale $ 1,873 $ 0 $ 0