XML 66 R26.htm IDEA: XBRL DOCUMENT v3.8.0.1
Loans and Loans Held for Sale (Tables)
 3 Months Ended
Mar. 31, 2018
Receivables [Abstract]  
Composition of Loans
The following table indicates the composition of loans as of the dates presented:
(dollars in thousands)
March 31, 2018
 
December 31, 2017
Commercial

 

Commercial real estate
$
2,760,891

 
$
2,685,994

Commercial and industrial
1,406,950

 
1,433,266

Commercial construction
324,141

 
384,334

Total Commercial Loans
4,491,982

 
4,503,594

Consumer

 

Residential mortgage
692,385

 
698,774

Home equity
474,850

 
487,326

Installment and other consumer
66,890

 
67,204

Consumer construction
4,506

 
4,551

Total Consumer Loans
1,238,631

 
1,257,855

Total Portfolio Loans
5,730,613

 
5,761,449

Loans held for sale
3,283

 
4,485

Total Loans
$
5,733,896

 
$
5,765,934
Restructured Loans for Periods Presented
The following tables present the restructured loans by loan segment and by type of concession for the three months ended March 31, 2018 and 2017:
 
Three Months Ended March 31, 2018
 
Three Months Ended March 31, 2017
(dollars in thousands)
Number of
Loans
 
Pre-Modification
Outstanding
Recorded
Investment(1)
 
Post-Modification
Outstanding
Recorded
Investment(1)
 
Total  Difference
in Recorded
Investment
 
Number of
Loans
 
Pre-Modification
Outstanding
Recorded
Investment(1)
 
Post-Modification
Outstanding
Recorded
Investment(1)
 
Total  Difference
in Recorded
Investment
Totals by Loan Segment
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial real estate
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Maturity date extension
2

 
$
768

 
$
708

 
$
(60
)
 
—

 
$
—

 
$
—

 
$
—

Principal deferral
6

 
5,355

 
5,333

 
(22
)
 
—

 
—

 
—

 
—

Total Commercial and Industrial
8

 
6,123

 
6,041

 
(82
)
 
—

 
—

 
—

 
—

Commercial Construction
 
 
.
 
 
 
 
 
 
 
 
 
 
 

Chapter 7 bankruptcy(2)
2

 
158

 
157

 
(1
)
 
—

 
—

 
—

 
—

Total Commercial Construction
2

 
158

 
157

 
(1
)
 
—

 
—

 
—

 
—

Home equity
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Chapter 7 bankruptcy(2)
9

 
578

 
555

 
(23
)
 
6

 
269

 
266

 
(3
)
Maturity date extension and interest rate reduction
—

 
—

 
—

 
—

 
1

 
173

 
172

 
(1
)
Total Home Equity
9

 
578

 
555

 
(23
)
 
7

 
442

 
438

 
(4
)
Installment and other consumer
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Chapter 7 bankruptcy(2)
2

 
17

 
17

 
—

 
—

 
—

 
—

 
—

Total Installment and Other Consumer
2

 
17

 
17

 
—

 
—

 
—

 
—

 
—

Totals by Concession Type
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Chapter 7 bankruptcy(2)
13


$
753


$
729

 
$
(24
)
 
6


$
269


$
266

 
$
(3
)
Maturity date extension
2

 
768

 
708

 
(60
)
 
—

 
—

 
—

 
—

Maturity date extension and interest rate reduction
—

 
—

 
—

 
—

 
1

 
173

 
172

 
(1
)
Principal deferral
6

 
5,355

 
5,333

 
(22
)
 
—

 
—

 
—

 
—

Total
21

 
$
6,876

 
$
6,770

 
$
(106
)
 
7

 
$
442

 
$
438

 
$
(4
)
(1) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end.
(2) Chapter 7 bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.

The following table summarizes restructured loans as of the dates presented:
 
March 31, 2018
 
December 31, 2017
(dollars in thousands)
Performing
TDRs
 
Nonperforming
TDRs
 
Total
TDRs
 
Performing
TDRs
 
Nonperforming
TDRs
 
Total
TDRs
Commercial real estate
$
2,298

 
$
944

 
$
3,242

 
$
2,579

 
$
967

 
$
3,546

Commercial and industrial
9,403

 
3,036

 
12,439

 
3,946

 
3,197

 
7,143

Commercial construction
2,400

 
414

 
2,814

 
2,420

 
2,413

 
4,833

Residential mortgage
2,178

 
2,640

 
4,818

 
2,039

 
3,585

 
5,624

Home equity
3,713

 
1,520

 
5,233

 
3,885

 
979

 
4,864

Installment and other consumer
43

 
6

 
49

 
32

 
9

 
41

Total
$
20,035

 
$
8,560

 
$
28,595

 
$
14,901

 
$
11,150

 
$
26,051
Summary of Nonperforming Assets
The following table is a summary of nonperforming assets as of the dates presented:
 
Nonperforming Assets
(dollars in thousands)
March 31, 2018
 
December 31, 2017
Nonperforming Assets

 

Nonaccrual loans
$
12,775

 
$
12,788

Nonaccrual TDRs
8,560

 
11,150

Total Nonaccrual Loans
21,335

 
23,938

OREO
2,920

 
469

Total Nonperforming Assets
$
24,255

 
$
24,407