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Loans and Loans Held for Sale (Tables)
 3 Months Ended
Mar. 31, 2017
Receivables [Abstract]  
Composition of Loans
The following table indicates the composition of loans as of the dates presented:
(dollars in thousands)
March 31, 2017
 
December 31, 2016
Commercial

 

Commercial real estate
$
2,614,724

 
$
2,498,476

Commercial and industrial
1,422,297

 
1,401,035

Commercial construction
455,211

 
455,884

Total Commercial Loans
4,492,232

 
4,355,395

Consumer

 

Residential mortgage
700,610

 
701,982

Home equity
479,402

 
482,284

Installment and other consumer
70,219

 
65,852

Consumer construction
4,363

 
5,906

Total Consumer Loans
1,254,594

 
1,256,024

Total Portfolio Loans
5,746,826

 
5,611,419

Loans held for sale
14,355

 
3,793

Total Loans
$
5,761,181

 
$
5,615,212
Restructured Loans for Periods Presented
The following table summarizes the restructured loans as of the dates presented:
 
March 31, 2017
 
December 31, 2016
(dollars in thousands)
Performing
TDRs
 
Nonperforming
TDRs
 
Total
TDRs
 
Performing
TDRs
 
Nonperforming
TDRs
 
Total
TDRs
Commercial real estate
$
2,715

 
$
625

 
$
3,340

 
$
2,994

 
$
646

 
$
3,640

Commercial and industrial
1,361

 
3,942

 
5,303

 
1,387

 
4,493

 
5,880

Commercial construction
2,959

 
427

 
3,386

 
2,966

 
430

 
3,396

Residential mortgage
2,242

 
4,321

 
6,563

 
2,375

 
5,068

 
7,443

Home equity
3,793

 
1,003

 
4,796

 
3,683

 
954

 
4,637

Installment and other consumer
16

 
6

 
22

 
18

 
7

 
25

Total
$
13,086

 
$
10,324

 
$
23,410

 
$
13,423

 
$
11,598

 
$
25,021

he following tables present the restructured loans categorized by type of concession during the periods presented:
 
Three Months Ended March 31, 2017

Three months ended March 31, 2016
(dollars in thousands)
Number of
Loans
 
Pre-Modification
Outstanding
Recorded
Investment(1)
 
Post-Modification
Outstanding
Recorded
Investment(1)
 
Total  Difference
in Recorded
Investment

Number of
Loans
 
Pre-Modification
Outstanding
Recorded
Investment(1)
 
Post-Modification
Outstanding
Recorded
Investment(1)
 
Total  Difference
in Recorded
Investment
Commercial real estate
 
 
 
 
 
 
 


 

 

 

Chapter 7 bankruptcy(2)
—

 
$
—

 
$
—

 
$
—


1

 
$
709

 
$
702

 
$
(7
)
Commercial and industrial
 
 
 
 
 
 
 

 
 
 
 
 
 


Maturity date extension
—

 
—

 
—

 
—


2

 
625

 
605

 
(20
)
Commercial Construction
 
 
 
 
 
 
 

 
 
 
 
 
 


Maturity date extension
—

 
—

 
—

 
—

 
1

 
33

 
33

 
—

Residential mortgage
 
 
 
 
 
 
 

 
 
 
 
 
 


Chapter 7 bankruptcy(2)
—

 
—

 
—

 
—


3

 
221

 
219

 
(2
)
Maturity date extension
—

 
—

 
—

 
—

 
1

 
483

 
483

 
—

Home equity
 
 
 
 
 
 
 

 
 
 
 
 
 


Chapter 7 bankruptcy(2)
6

 
269

 
266

 
(3
)

5

 
245

 
243

 
(2
)
Maturity date extension and interest rate reduction
1

 
173

 
172

 
(1
)
 
1

 
130

 
130

 
—

Maturity date extension
—

 
—

 
—

 
—

 
2

 
200

 
199

 
(1
)
Total by Concession Type


 


 


 




 

 

 

Principal deferral
—

 
$
—

 
$
—

 
$
—


—

 
$
—

 
$
—

 
$
—

Chapter 7 bankruptcy(2)
6

 
269

 
266

 
(3
)
 
9

 
1,175

 
1,164

 
(11
)
Maturity date extension and interest rate reduction
1

 
173

 
172

 
(1
)
 
1

 
130

 
130

 
—

Maturity date extension
—

 
—

 
—

 
—

 
6

 
1,341

 
1,320

 
(21
)
Total
7

 
$
442

 
$
438

 
$
(4
)

16

 
$
2,646

 
$
2,614

 
$
(32
)
(1) Excludes loans that were fully paid off or fully charged-off by period end. The pre-modification balance represents the balance outstanding prior to modification. The post-modification balance represents the outstanding balance at period end.
(2) Chapter 7 bankruptcy loans where the debt has been legally discharged through the bankruptcy court and not reaffirmed.
Summary of Nonperforming Assets
The following table is a summary of nonperforming assets as of the dates presented:
 
Nonperforming Assets
(dollars in thousands)
March 31, 2017
 
December 31, 2016
Nonperforming Assets

 

Nonaccrual loans
$
35,668

 
$
31,037

Nonaccrual TDRs
10,324

 
11,598

Total nonaccrual loans
45,992

 
42,635

OREO
873

 
679

Total Nonperforming Assets
$
46,865

 
$
43,314