EXHIBIT 99.5

                               LETTER TO CLIENTS

                                      FOR

                TENDER OF 11% SENIOR SUBORDINATED NOTES DUE 2008
                                IN EXCHANGE FOR
                11% SENIOR SUBORDINATED NOTES DUE 2008, SERIES D
                              RENT-A-CENTER, INC.

             THE EXCHANGE OFFER WILL EXPIRE AT 5:00 P.M., NEW YORK
    CITY TIME, ON           , 2002, UNLESS EXTENDED (THE "EXPIRATION DATE").

           1998 NOTES TENDERED IN THE EXCHANGE OFFER MAY BE WITHDRAWN
                   AT ANY TIME PRIOR TO THE EXPIRATION DATE.

To Our Clients:

     We are enclosing herewith a Prospectus, dated           , 2002, of
Rent-A-Center, Inc., a Delaware corporation (the "Company"), and a related
Letter of Transmittal (which together constitute the "Exchange Offer") relating
to the offer by the Company, to exchange its 11% Senior Subordinated Notes Due
2008, Series D (the "Exchange Notes"), which have been registered under the
Securities Act of 1933, as amended (the "Securities Act"), for a like principal
amount of its issued and outstanding 11% Senior Subordinated Notes Due 2008 (the
"1998 Notes"), upon the terms and subject to the conditions set forth in the
Exchange Offer.

     The Exchange offer is not conditioned upon any minimum number of 1998 Notes
being tendered.

     We are the holder of record of 1998 Notes held by us for your own account.
A tender of such 1998 Notes can be made only by us as the record holder and
pursuant to your instructions. The Letter of Transmittal is furnished to you for
your information only and cannot be used by you to tender 1998 Notes held by us
for your account.

     We request instructions as to whether you wish to tender any or all of the
1998 Notes held by us for your account pursuant to the terms and conditions of
the Exchange Offer. We also request that you confirm that we may on your behalf
make the representations contained in the Letter of Transmittal.

     Pursuant to the Letter of Transmittal, each holder of 1998 Notes will
represent to the Company that (i) the Exchange Notes to be acquired by such
holder of the 1998 Notes in connection with the Exchange Offer are being
acquired by such holder in the ordinary course of business of such holder, (ii)
such holder has no arrangement or understanding with any person to participate
in the distribution of Exchange Notes, (iii) such holder acknowledges and agrees
that any person who is a broker-dealer registered under the Exchange Act or is
participating in the Exchange Offer for the purposes of distributing the
Exchange Notes must comply with the registration and prospectus delivery
requirements of the Securities Act in connection with a secondary resale
transaction of the Exchange Notes acquired by such person and cannot rely on the
position of the staff of the Securities and Exchange Commission (the
"Commission") set forth in no-action letters, (iv) such holder understands that
a secondary resale transaction described in clause (iii) above and any resales
of Exchange Notes obtained by such holder in exchange for 1998 Notes acquired by
such holder directly from the Company should be covered by an effective
registration statement containing the selling securityholder information
required by Item 507 of Regulation S-K of the Commission, and (v) such holder is
not an "affiliate," as defined in Rule 405 under the Securities Act, of the
Company. If such holder is a broker-dealer that will receive Exchange Notes for
its own account in exchange for 1998 Notes that were acquired as a result of
market-making activities or other trading


activities, by executing this Letter of Transmittal, such holder acknowledges
that it will deliver a prospectus in connection with any resale of such Exchange
Notes. By acknowledging that it will deliver and by delivering a prospectus
meeting the requirements of the Securities Act in connection with any resale of
such Exchange Notes, such holder is not deemed to admit that it is an
"underwriter" within the meaning of the Securities Act.

                                          Very truly yours,

                                          --------------------------------------

                                        2