Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest income
Interest and fees on loans	$ 7,742,914	$ 7,452,084	$ 22,951,272	$ 22,491,903
Interest on taxable debt securities	249,341	302,063	787,275	820,197
Dividends	17,715	24,301	63,540	77,048
Interest on federal funds sold and overnight deposits	76,896	128,006	248,373	478,097
Total interest income	8,086,866	7,906,454	24,050,460	23,867,245
Interest expense
Interest on deposits	877,466	1,256,864	3,154,211	3,820,084
Interest on borrowed funds	1,806	6,304	18,335	21,310
Interest on repurchase agreements	67,327	74,510	185,868	220,411
Interest on junior subordinated debentures	104,181	171,355	375,669	532,722
Total interest expense	1,050,780	1,509,033	3,734,083	4,594,527
Net interest income	7,036,086	6,397,421	20,316,377	19,272,718
Provision for loan losses	362,499	412,499	1,046,501	766,668
Net interest income after provision for loan losses	6,673,587	5,984,922	19,269,876	18,506,050
Non-interest income
Service fees	794,381	867,688	2,322,112	2,478,711
Income from sold loans	601,825	203,175	1,138,579	434,951
Other income from loans	281,959	235,883	803,555	598,136
Net realized gain on sale of securities AFS	0	331	39,086	331
Other income	263,130	290,255	753,772	838,041
Total non-interest income	1,941,295	1,597,332	5,057,104	4,350,170
Non-interest expense
Salaries and wages	1,958,754	1,817,931	5,773,491	5,453,791
Employee benefits	791,172	785,187	2,324,055	2,367,866
Occupancy expenses, net	601,093	606,629	1,921,597	1,939,742
Other expenses	1,753,698	1,653,969	5,166,247	5,337,301
Total non-interest expense	5,104,717	4,863,716	15,185,390	15,098,700
Income before income taxes	3,510,165	2,718,538	9,141,590	7,757,520
Income tax expense	629,722	456,595	1,557,598	1,304,374
Net income	$ 2,880,443	$ 2,261,943	$ 7,583,992	$ 6,453,146
Earnings per common share	$ 0.54	$ 0.43	$ 1.43	$ 1.23
Weighted average number of common shares used in computing earnings per share	5,285,771	5,212,162	5,264,802	5,196,630
Dividends declared per common share	$ 0.19	$ 0.19	$ 0.57	$ 0.57