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Loans Allowance for Loan Losses and Credit Quality (Details 3) - USD ($)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Dec. 31, 2019
Allowance for loan losses, beginning balance $ 6,515,684 $ 5,723,753 $ 5,926,491 $ 5,602,541 $ 5,602,541
Charge-offs (100,825) (267,333) (250,092) (541,757) (860,059)
Recoveries 10,750 14,723 65,208 56,190 117,842
Provisions (credit) 362,499 412,499 1,046,501 766,668 1,066,167
Allowance for loan losses, ending balance 6,788,108 5,883,642 6,788,108 5,883,642 5,926,491
Allowance for loan losses evaluated for impairment, individually 111,796   111,796   104,548
Allowance for loan losses evaluated for impairment, collectively 6,676,312   6,676,312   5,821,943
Total ALL evaluted for impairment     6,788,108   5,926,491
Total, Loans evaluted for impairment     738,247,772   606,988,937
Loans evaluated for impairment, individually 7,069,716   7,069,716   6,748,146
Loans evaluated for impairment, collectively 731,178,056   731,178,056   600,240,791
Municipal          
Allowance for loan losses, beginning balance 0 0 0 0 0
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Provisions (credit) 41,866 0 41,866 0 0
Allowance for loan losses, ending balance 41,866 0 41,866 0 0
Allowance for loan losses evaluated for impairment, individually 0   0   0
Allowance for loan losses evaluated for impairment, collectively 41,866   41,866   0
Total ALL evaluted for impairment     41,866   0
Total, Loans evaluted for impairment     52,332,802   55,817,206
Loans evaluated for impairment, individually 0   0   0
Loans evaluated for impairment, collectively 52,332,802   52,332,802   55,817,206
Commercial and industrial          
Allowance for loan losses, beginning balance 886,546 715,132 836,766 697,469 697,469
Charge-offs (34,565) (6,795) (34,565) (10,368) (175,815)
Recoveries 0 1,690 1,087 10,768 10,768
Provisions (credit) 90,770 133,632 139,463 145,790 304,344
Allowance for loan losses, ending balance 942,751 843,659 942,751 843,659 836,766
Allowance for loan losses evaluated for impairment, individually 0   0   0
Allowance for loan losses evaluated for impairment, collectively 942,751   942,751   836,766
Total ALL evaluted for impairment     942,751   836,766
Total, Loans evaluted for impairment     197,637,213   98,930,831
Loans evaluated for impairment, individually 374,558   374,558   420,933
Loans evaluated for impairment, collectively 197,262,655   197,262,655   98,509,898
Commercial Real Estate          
Allowance for loan losses, beginning balance 3,406,502 3,094,781 3,181,646 3,019,868 3,019,868
Charge-offs (2,200) (101,476) (2,200) (116,186) (116,186)
Recoveries 0 0 20,000 0 50,388
Provisions (credit) 222,268 272,858 427,124 362,481 227,576
Allowance for loan losses, ending balance 3,626,570 3,266,163 3,626,570 3,266,163 3,181,646
Allowance for loan losses evaluated for impairment, individually 0   0   0
Allowance for loan losses evaluated for impairment, collectively 3,626,570   3,626,570   3,181,646
Total ALL evaluted for impairment     3,626,570   3,181,646
Total, Loans evaluted for impairment     280,495,907   246,282,726
Loans evaluated for impairment, individually 1,822,625   1,822,625   1,699,238
Loans evaluated for impairment, collectively 278,673,282   278,673,282   244,583,488
Residential Real Estate - 1st Lien          
Allowance for loan losses, beginning balance 1,511,897 1,427,357 1,388,654 1,421,494 1,421,494
Charge-offs (56,500) (147,724) (134,196) (242,244) (242,244)
Recoveries 4,742 1,059 10,552 11,131 15,776
Provisions (credit) 36,383 130,189 231,602 220,500 193,538
Allowance for loan losses, ending balance 1,496,522 1,410,881 1,496,522 1,410,881 1,388,654
Allowance for loan losses evaluated for impairment, individually 111,435   111,435   103,836
Allowance for loan losses evaluated for impairment, collectively 1,385,087   1,385,087   1,284,728
Total ALL evaluted for impairment     1,496,522   1,388,564
Total, Loans evaluted for impairment     165,004,745   158,337,296
Loans evaluated for impairment, individually 4,724,624   4,724,624   4,471,902
Loans evaluated for impairment, collectively 160,280,121   160,280,121   153,865,394
Residential Real Estate Jr Lien          
Allowance for loan losses, beginning balance 319,749 287,984 289,684 273,445 273,445
Charge-offs 0 0 (28,673) (102,000) (222,999)
Recoveries 533 485 5,280 1,486 2,200
Provisions (credit) 6,434 (3,402) 60,425 112,136 237,038
Allowance for loan losses, ending balance 326,716 285,067 326,716 285,067 289,684
Allowance for loan losses evaluated for impairment, individually 361   361   712
Allowance for loan losses evaluated for impairment, collectively 326,355   326,355   288,972
Total ALL evaluted for impairment     326,716   289,684
Total, Loans evaluted for impairment     38,603,996   43,230,873
Loans evaluated for impairment, individually 147,909   147,909   156,073
Loans evaluated for impairment, collectively 38,456,087   38,456,087   43,074,800
Consumer          
Allowance for loan losses, beginning balance 48,653 53,410 51,793 56,787 56,787
Charge-offs (7,560) (11,338) (50,458) (70,959) (102,815)
Recoveries 5,475 11,489 28,289 32,805 38,710
Provisions (credit) 8,709 (454) 25,653 34,474 59,111
Allowance for loan losses, ending balance 55,277 53,107 55,277 53,107 51,793
Allowance for loan losses evaluated for impairment, individually 0   0   0
Allowance for loan losses evaluated for impairment, collectively 55,277   55,277   51,793
Total ALL evaluted for impairment     55,277   51,793
Total, Loans evaluted for impairment     4,173,109   4,390,005
Loans evaluated for impairment, individually 0   0   0
Loans evaluated for impairment, collectively 4,173,109   4,173,109   4,390,005
Unallocated          
Allowance for loan losses, beginning balance 342,337 145,089 178,038 133,478 133,478
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0 0
Provisions (credit) 43,931 (120,324) (120,368) (108,713) 44,560
Allowance for loan losses, ending balance 298,406 $ 24,765 298,406 $ 24,765 178,038
Allowance for loan losses evaluated for impairment, individually 0   0   0
Allowance for loan losses evaluated for impairment, collectively $ 298,406   298,406   178,038
Total ALL evaluted for impairment     $ 298,406   $ 178,038