Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest income
Interest and fees on loans	$ 7,452,084	$ 7,166,414	$ 22,491,903	$ 20,317,095
Interest on taxable debt securities	302,063	228,497	820,197	652,398
Dividends	24,301	36,587	77,048	96,135
Interest on federal funds sold and overnight deposits	128,006	85,524	478,097	257,091
Total interest income	7,906,454	7,517,022	23,867,245	21,322,719
Interest expense
Interest on deposits	1,256,864	920,361	3,820,084	2,326,812
Interest on borrowed funds	6,304	65,074	21,310	90,199
Interest on repurchase agreements	74,510	60,049	220,411	128,896
Interest on junior subordinated debentures	171,355	174,661	532,722	481,486
Total interest expense	1,509,033	1,220,145	4,594,527	3,027,393
Net interest income	6,397,421	6,296,877	19,272,718	18,295,326
Provision for loan losses	412,499	210,000	766,668	570,000
Net interest income after provision for loan losses	5,984,922	6,086,877	18,506,050	17,725,326
Non-interest income
Service fees	867,688	820,956	2,478,711	2,401,769
Income from sold loans	203,175	212,105	434,951	586,434
Other income from loans	235,883	232,485	598,136	643,107
Net realized gain (loss) on sale of securities AFS	331	(9,741)	331	(19,977)
Other income	290,255	286,988	838,041	1,017,292
Total non-interest income	1,597,332	1,542,793	4,350,170	4,628,625
Non-interest expense
Salaries and wages	1,817,931	1,730,386	5,453,791	5,260,388
Employee benefits	785,187	695,735	2,367,866	2,092,039
Occupancy expenses, net	606,629	629,389	1,939,742	1,961,859
Other expenses	1,653,969	1,818,822	5,337,301	5,395,138
Total non-interest expense	4,863,716	4,874,332	15,098,700	14,709,424
Income before income taxes	2,718,538	2,755,338	7,757,520	7,644,527
Income tax expense	456,595	485,606	1,304,374	1,389,598
Net income	$ 2,261,943	$ 2,269,732	$ 6,453,146	$ 6,254,929
Earnings per common share	$ 0.43	$ 0.44	$ 1.23	$ 1.20
Weighted average number of common shares used in computing earnings per share	5,212,162	5,146,817	5,196,630	5,131,654
Dividends declared per common share	$ 0.19	$ 0.19	$ 0.57	$ 0.55