Consolidated Statements of Income (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Interest income
Interest and fees on loans	$ 5,370,424	$ 5,464,261
Interest on debt securities
Taxable	122,637	105,039
Tax-exempt	284,909	271,126
Dividends	29,378	23,883
Interest on federal funds sold and overnight deposits	10,906	2,491
Total interest income	5,818,254	5,866,800
Interest expense
Interest on deposits	516,594	592,457
Interest on federal funds purchased and other borrowed funds	19,158	14,741
Interest on repurchase agreements	17,991	19,638
Interest on junior subordinated debentures	109,519	100,678
Total interest expense	663,262	727,514
Net interest income	5,154,992	5,139,286
Provision for loan losses	100,000	150,000
Net interest income after provision for loan losses	5,054,992	4,989,286
Non-interest income
Service fees	617,679	631,437
Income from sold loans	221,194	200,675
Other income from loans	195,888	134,200
Other income	203,090	246,475
Total non-interest income	1,237,851	1,212,787
Non-interest expense
Salaries and wages	1,725,000	1,655,152
Employee benefits	685,082	664,153
Occupancy expenses, net	645,746	690,303
Other expenses	1,626,463	1,687,121
Total non-interest expense	4,682,291	4,696,729
Income before income taxes	1,610,552	1,505,344
Income tax expense	441,058	395,503
Net income	$ 1,169,494	$ 1,109,841
Earnings per common share	$ 0.23	$ 0.22
Weighted average number of common shares used in computing earnings per share	5,000,144	4,938,500
Dividends declared per common share	$ 0.16	$ 0.16
Book value per common share outstanding at March 31,	$ 9.92	$ 9.53