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5. Loans, Allowance for Loan Losses and Credit Quality (Details 1) - USD ($)
Mar. 31, 2016
Dec. 31, 2015
Mar. 31, 2015
30-89 Days $ 8,193,942 $ 4,594,475 $ 6,365,447
90 Days or more 1,746,696 2,200,265 1,092,861
Total Past Due 9,940,638 6,794,740 7,458,308
Current 445,107,547 451,324,689 445,115,286
Total Loans 455,048,185 458,119,429 452,573,594
Non-Accrual Loans 3,067,609 5,237,071 4,922,520
90 Days or More and Accruing 906,024 923,184 342,433
Commercial and industrial      
30-89 Days 37,333 224,997 368,737
90 Days or more 204,354 168,244 385,212
Total Past Due 241,687 393,241 753,949
Current 63,298,653 64,797,883 66,693,388
Total Loans 63,540,340 65,191,124 67,447,337
Non-Accrual Loans 256,456 441,103 945,226
90 Days or More and Accruing 0 13,556 0
Commercial Real Estate      
30-89 Days 3,825,884 888,994 840,817
90 Days or more 428,545 560,439 5,313
Total Past Due 4,254,429 1,449,433 846,130
Current 173,950,891 176,757,109 170,606,974
Total Loans 178,205,320 178,206,542 171,453,104
Non-Accrual Loans 966,071 2,400,757 2,174,472
90 Days or More and Accruing 19,810 45,356 5,313
Residential real estate - 1st lien      
30-89 Days 3,950,062 2,875,768 4,663,341
90 Days or more 991,614 1,408,551 681,381
Total Past Due 4,941,676 4,284,319 5,344,722
Current 157,652,699 158,475,954 156,249,589
Total Loans 162,594,375 162,760,273 161,594,311
Non-Accrual Loans 1,467,171 2,009,079 1,420,371
90 Days or More and Accruing 764,031 801,241 316,165
Residential real estate - Jr lien      
30-89 Days 228,117 521,373 420,073
90 Days or more 122,183 63,031 13,375
Total Past Due 350,300 584,404 433,448
Current 43,567,425 44,135,862 44,245,508
Total Loans 43,917,725 44,720,266 44,678,956
Non-Accrual Loans 377,911 386,132 382,451
90 Days or More and Accruing 122,183 63,031 13,375
Consumer      
30-89 Days 152,546 83,343 72,479
90 Days or more 0 0 7,580
Total Past Due 152,546 83,343 80,059
Current 6,637,879 7,157,881 7,319,827
Total Loans 6,790,425 7,241,224 7,399,886
Non-Accrual Loans 0 0 0
90 Days or More and Accruing $ 0 $ 0 $ 7,580