Consolidated Balance Sheets (Unaudited) - USD ($)	Mar. 31, 2016	Dec. 31, 2015	Mar. 31, 2015
Assets
Cash and due from banks	$ 9,397,008	$ 9,479,353	$ 10,291,010
Federal funds sold and overnight deposits	16,055,662	19,372,537	7,041,426
Total cash and cash equivalents	25,452,670	28,851,890	17,332,436
Securities held-to-maturity (fair value $46,235,000 at 03/31/16, $44,143,000 at 12/31/15 and $43,182,000 at 03/31/15)	45,551,714	43,354,419	42,831,982
Securities available-for-sale	29,572,121	26,470,400	31,806,566
Restricted equity securities, at cost	1,891,250	2,441,650	3,332,450
Loans held-for-sale	525,200	1,199,400	1,325,657
Loans	455,048,185	458,119,429	452,573,594
Allowance for loan losses	(5,109,488)	(5,011,878)	(5,003,049)
Deferred net loan costs	315,050	316,491	303,949
Net loans	450,253,747	453,424,042	447,874,494
Bank premises and equipment, net	11,251,819	11,460,207	11,859,401
Accrued interest receivable	2,064,364	1,633,213	2,058,762
Bank owned life insurance (BOLI)	4,546,589	4,520,486	4,440,083
Core deposit intangible	477,211	545,386	749,906
Goodwill	11,574,269	11,574,269	11,574,269
Other real estate owned (OREO)	465,000	262,000	1,238,320
Other assets	9,783,374	10,397,347	9,164,138
Total assets	593,409,328	596,134,709	585,588,464
Deposits:
Demand, non-interest bearing	91,019,639	93,525,762	82,409,999
Interest-bearing transaction accounts	117,208,113	130,735,094	113,984,797
Money market funds	86,652,637	81,930,888	89,983,921
Savings	85,327,489	81,731,290	80,299,343
Time deposits, $250,000 and over	13,306,128	9,431,437	10,354,149
Other time deposits	95,386,130	98,131,091	100,087,060
Total deposits	488,900,136	495,485,562	477,119,269
Federal funds purchased and other borrowed funds	10,350,000	10,000,000	15,000,000
Repurchase agreements	25,149,039	22,073,238	28,229,636
Capital lease obligations	537,028	558,365	619,858
Junior subordinated debentures	12,887,000	12,887,000	12,887,000
Accrued interest and other liabilities	3,382,769	3,715,888	2,065,288
Total liabilities	541,205,972	544,720,053	535,921,051
Shareholders' Equity
Preferred stock, 1,000,000 shares authorized, 25 shares issued and outstanding ($100,000 liquidation value)	2,500,000	2,500,000	2,500,000
Common stock - $2.50 par value; 15,000,000 shares authorized, 5,220,419 shares issued at 03/31/16, 5,204,517 shares issued at 12/31/15 and 5,159,512 shares issued at 03/31/15	13,051,048	13,011,293	12,898,780
Additional paid-in capital	30,268,924	30,089,438	29,554,651
Retained earnings	8,830,533	8,482,096	7,210,220
Accumulated other comprehensive income (loss)	175,628	(45,394)	126,539
Less: treasury stock, at cost; 210,101 shares at 03/31/16, 12/31/15, and 03/31/15	(2,622,777)	(2,622,777)	(2,622,777)
Total shareholders' equity	52,203,356	51,414,656	49,667,413
Total liabilities and shareholders' equity	$ 593,409,328	$ 596,134,709	$ 585,588,464