4. Investment Securities (Tables)

3 Months Ended

Mar. 31, 2016

Investment Securities

Schedule Of Available For Sale Securities

			Gross		Gross
	Amortized		Unrealized		Unrealized		Fair
Securities AFS	Cost		Gains		Losses		Value
March 31, 2016
U.S. Government sponsored enterprise (GSE) debt securities	$	12,817,362	$	115,533	$	0	$	12,932,895
Agency mortgage-backed securities (Agency MBS)		13,515,656		105,722		15,674		13,605,704
Other investments		2,973,000		60,522		0		3,033,522
	$	29,306,018	$	281,777	$	15,674	$	29,572,121
December 31, 2015
U.S. GSE debt securities	$	12,832,059	$	22,523	$	22,139	$	12,832,443
Agency MBS		10,734,121		0		69,637		10,664,484
Other investments		2,973,000		5,046		4,573		2,973,473
	$	26,539,180	$	27,569	$	96,349	$	26,470,400
March 31, 2015
U.S. GSE debt securities	$	18,904,234	$	102,297	$	2,553	$	19,003,978
U.S. Government securities		3,994,362		14,115		0		4,008,477
Agency MBS		8,716,244		77,867		0		8,794,111
	$	31,614,840	$	194,279	$	2,553	$	31,806,566

Schedule Of Held to Maturity Securities

			Gross		Gross
	Amortized		Unrealized		Unrealized		Fair
Securities HTM	Cost		Gains		Losses		Value*
March 31, 2016
States and political subdivisions	$	45,551,714	$	683,286	$	0	$	46,235,000
December 31, 2015
States and political subdivisions	$	43,354,419	$	788,581	$	0	$	44,143,000
March 31, 2015
States and political subdivisions	$	42,831,982	$	350,018	$	0	$	43,182,000

Schedule of Maturities of Debt Securities Available for Sale

	Amortized		Fair
	Cost		Value
March 31, 2016
Due in one year or less	$	3,063,730	$	3,071,337
Due from one to five years		12,481,632		12,650,080
Due from five to ten years		245,000		245,000
Agency MBS		13,515,656		13,605,704
	$	29,306,018	$	29,572,121
December 31, 2015
Due in one year or less	$	3,077,544	$	3,086,317
Due from one to five years		12,482,515		12,474,599
Due from five to ten years		245,000		245,000
Agency MBS		10,734,121		10,664,484
	$	26,539,180	$	26,470,400
March 31, 2015
Due in one year or less	$	4,016,828	$	4,021,755
Due from one to five years		18,881,768		18,990,700
Agency MBS		8,716,244		8,794,111
	$	31,614,840	$	31,806,566

Schedule Of Maturities of Debt Securities Held to Maturity

	Amortized		Fair
	Cost		Value*
March 31, 2016
Due in one year or less	$	30,042,445	$	30,042,000
Due from one to five years		3,864,268		4,035,000
Due from five to ten years		3,235,317		3,407,000
Due after ten years		8,409,684		8,751,000
	$	45,551,714	$	46,235,000
December 31, 2015
Due in one year or less	$	27,731,133	$	27,731,000
Due from one to five years		4,015,553		4,213,000
Due from five to ten years		3,149,531		3,347,000
Due after ten years		8,458,202		8,852,000
	$	43,354,419	$	44,143,000
March 31, 2015
Due in one year or less	$	29,485,512	$	29,486,000
Due from one to five years		4,419,264		4,506,000
Due from five to ten years		2,246,370		2,334,000
Due after ten years		6,680,836		6,856,000
	$	42,831,982	$	43,182,000

Schedule Of Unrealized Loss

	Less than 12 months				12 months or more				Total
	Fair		Unrealized		Fair		Unrealized		Fair		Unrealized
	Value		Loss		Value		Loss		Value		Loss
March 31, 2016
Agency MBS	$	3,064,237	$	15,674	$	0	$	0	$	3,064,237	$	15,674
December 31, 2015
U.S. GSE debt securities	$	6,243,373	$	22,139	$	0	$	0	$	6,243,373	$	22,139
Agency MBS		10,664,484		69,637		0		0		10,664,484		69,637
Other investments		1,483,427		4,573		0		0		1,483,427		4,573
	$	18,391,284	$	96,349	$	0	$	0	$	18,391,284	$	96,349
March 31, 2015
U.S. GSE debt securities	$	0	$	0	$	997,447	$	2,553	$	997,447	$	2,553